` Comparison: AIZ, UAL - Alpha Spread

AIZ
vs
UAL

Over the past 12 months, AIZ has underperformed UAL, delivering a return of 0% compared to the UAL's +95% growth.

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AIZ
UAL
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

AIZ Intrinsic Value
1.1 AUD
Undervaluation 52%
Intrinsic Value
Price
UAL Intrinsic Value
151.58 USD
Undervaluation 40%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Air New Zealand Ltd
ASX:AIZ
0.53 AUD
United Airlines Holdings Inc
NASDAQ:UAL
91.11 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
AIZ, UAL

AIZ
UAL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Air New Zealand Ltd
Revenue
United Airlines Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
AIZ, UAL

AIZ
UAL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Air New Zealand Ltd
ASX:AIZ
United Airlines Holdings Inc
NASDAQ:UAL
What is Free Cash Flow?

Gross Margin

AIZ
50.2%
UAL
64.2%

Operating Margin

AIZ
3.3%
UAL
9.3%

Net Margin

AIZ
1.8%
UAL
5.7%

FCF Margin

AIZ
2.2%
UAL
7%

ROE

AIZ
6.1%
UAL
27.7%

ROA

AIZ
1.4%
UAL
4.4%

ROIC

AIZ
2.2%
UAL
7.5%

ROCE

AIZ
4.2%
UAL
11.3%

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
AIZ, UAL

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Performance Gap
AIZ, UAL

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AIZ
UAL
Difference
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Performance By Year
AIZ, UAL

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AIZ
UAL
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