` Comparison: STD, LLOY - Alpha Spread

STD
vs
LLOY

Over the past 12 months, STD has underperformed LLOY, delivering a return of +63% compared to the LLOY's +69% growth.

Valuation Growth Profitability Solvency Stocks Performance
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STD
LLOY
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Stocks Compared:
STD LLOY
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Valuation Comparison

STD Intrinsic Value
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LLOY Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Standard Chartered PLC
F:STD
19.5 EUR
Lloyds Banking Group PLC
LSE:LLOY
93.72 GBX
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Valuation Scenario:
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Growth Comparison

Growth Over Time
STD, LLOY

STD
LLOY
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Standard Chartered PLC
Revenue
Lloyds Banking Group PLC
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
STD, LLOY

STD
LLOY
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Standard Chartered PLC
F:STD
FCF is not applicable for financial companies
Lloyds Banking Group PLC
LSE:LLOY
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

STD
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

Operating Margin

STD
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

Net Margin

STD
20.8%
LLOY
15.4%

FCF Margin

STD
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

ROE

STD
13.1%
LLOY
11.3%

ROA

STD
0.8%
LLOY
0.6%

ROIC

STD
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

ROCE

STD
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
STD, LLOY

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STD
LLOY
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
STD, LLOY

Performance Gap Between STD and LLOY
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Performance By Year
STD, LLOY

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STD
LLOY
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