` Comparison: BPFI, BAJFINANCE - Alpha Spread

W
BPFI
vs
BAJFINANCE

Over the past 12 months, BPFI has underperformed BAJFINANCE, delivering a return of +1% compared to the BAJFINANCE's +38% growth.

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Stocks Compared:
BPFI BAJFINANCE
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Valuation Comparison

BPFI Intrinsic Value
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BAJFINANCE Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
W
Woori Finance Indonesia Tbk PT
IDX:BPFI
318 IDR
Bajaj Finance Ltd
NSE:BAJFINANCE
980.7 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
BPFI, BAJFINANCE

BPFI
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
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Woori Finance Indonesia Tbk PT
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
BPFI, BAJFINANCE

BPFI
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
W
Woori Finance Indonesia Tbk PT
IDX:BPFI
Bajaj Finance Ltd
NSE:BAJFINANCE
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What is Free Cash Flow?

Gross Margin

BPFI
0%
BAJFINANCE
60.5%

Operating Margin

BPFI
36.2%
BAJFINANCE
43%

Net Margin

BPFI
17.8%
BAJFINANCE
24.2%

FCF Margin

BPFI
-49.6%
BAJFINANCE
-87.2%

ROE

BPFI
7%
BAJFINANCE
19.3%

ROA

BPFI
3.7%
BAJFINANCE
3.9%

ROIC

BPFI
6.3%
BAJFINANCE
5.5%

ROCE

BPFI
7.6%
BAJFINANCE
8.3%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
BPFI, BAJFINANCE

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Performance Gap
BPFI, BAJFINANCE

Performance Gap Between BPFI and BAJFINANCE
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Performance By Year
BPFI, BAJFINANCE

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