` Comparison: ACIC, PGR - Alpha Spread

A
ACIC
vs
PGR

Over the past 12 months, ACIC has outperformed PGR, delivering a return of -2% compared to the PGR's 6% drop.

Valuation Growth Profitability Solvency Stocks Performance
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ACIC
PGR
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Stocks Compared:
ACIC PGR
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Valuation Comparison

A
ACIC Intrinsic Value
16.5056 USD
Undervaluation 22%
Intrinsic Value
Price
PGR Intrinsic Value
286.1974 USD
Undervaluation 21%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
A
American Coastal Insurance Corp
NASDAQ:ACIC
12.8326 USD
Progressive Corp
NYSE:PGR
225.2218 USD
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Valuation Scenario:
Bear Case
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Growth Comparison

Growth Over Time
ACIC, PGR

ACIC
PGR
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
A
American Coastal Insurance Corp
Revenue
Progressive Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
ACIC, PGR

ACIC
PGR
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
A
American Coastal Insurance Corp
NASDAQ:ACIC
FCF is not applicable for financial companies
Progressive Corp
NYSE:PGR
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

ACIC
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
A
American Coastal Insurance Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Operating Margin

ACIC
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
A
American Coastal Insurance Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Net Margin

ACIC
26%
PGR
12.6%

FCF Margin

ACIC
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
A
American Coastal Insurance Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROE

ACIC
29.1%
PGR
34.2%

ROA

ACIC
7.3%
PGR
9.5%

ROIC

ACIC
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
A
American Coastal Insurance Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

ROCE

ACIC
PGR
LTM 3Y Avg 5Y Avg 10Y Avg
A
American Coastal Insurance Corp
Not applicable for financial companies
Progressive Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
ACIC, PGR

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ACIC
PGR
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
ACIC, PGR

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ACIC
PGR
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
ACIC, PGR

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ACIC
PGR
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