` Comparison: CHYM, XYZ - Alpha Spread

C
CHYM
vs
XYZ

Over the past 12 months, CHYM has significantly outperformed XYZ, delivering a return of -6% compared to the XYZ's 28% drop.

Valuation Growth Profitability Solvency Stocks Performance
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CHYM
XYZ
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Stocks Compared:
CHYM XYZ
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Valuation Comparison

C
CHYM Intrinsic Value
Not Available
XYZ Intrinsic Value
115.56 USD
Undervaluation 44%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
C
Chime Financial Inc
NASDAQ:CHYM
25.34 USD
Block Inc
NYSE:XYZ
64.39 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
CHYM, XYZ

CHYM
XYZ
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
C
Chime Financial Inc
Revenue
Block Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CHYM, XYZ

CHYM
XYZ
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
C
Chime Financial Inc
NASDAQ:CHYM
Block Inc
NYSE:XYZ
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What is Free Cash Flow?

Gross Margin

CHYM
87.6%
XYZ
40.9%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
Block Inc

Operating Margin

CHYM
-62%
XYZ
9.6%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
Block Inc

Net Margin

CHYM
-61.5%
XYZ
13.1%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
Block Inc

FCF Margin

CHYM
-0.9%
XYZ
7.6%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
Block Inc

ROE

CHYM
-67.8%
XYZ
14.8%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
Block Inc

ROA

CHYM
-49.8%
XYZ
8.3%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
Block Inc

ROIC

CHYM
-117%
XYZ
5.5%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
Block Inc

ROCE

CHYM
-61.4%
XYZ
8.3%
LTM 3Y Avg 5Y Avg 10Y Avg
C
Chime Financial Inc
Block Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CHYM, XYZ

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CHYM
XYZ
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
CHYM, XYZ

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CHYM
XYZ
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
CHYM, XYZ

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XYZ
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