` Comparison: CHYM, 28MA - Alpha Spread

C
CHYM
vs
28MA

Over the past 12 months, CHYM has outperformed 28MA, delivering a return of -9% compared to the 28MA's 0% growth.

Start AI Comparison

Smart Verdict
AI-Powered

Not Sure Which Stock Wins?
Let AI Decide.
CHYM
28MA
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Smart Verdict is Ready!
See Who Stands Out.
All the numbers, charts, and metrics summarized into one smart verdict.
Stocks Compared:
Show Comparison Results
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

CHYM Intrinsic Value
HIDDEN
Show
28MA Intrinsic Value
HIDDEN
Show
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
C
Chime Financial Inc
NASDAQ:CHYM
24.7 USD
CIELO SA Instituicao de Pagamento
F:28MA
0.675 EUR
No Stocks Selected

Compare the stock's valuation with its competitors.

Select Stocks to Compare
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
CHYM, 28MA

CHYM
28MA
Add Stock
Revenue
www.alphaspread.com
No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
C
Chime Financial Inc
Revenue
CIELO SA Instituicao de Pagamento
Revenue

All metrics are calculated based on data from the last 10 years.

No Stocks Selected

Compare company's financials with its competitors.

Select Stocks to Compare

Profitability Comparison

Free Cash Flow
CHYM, 28MA

CHYM
28MA
Add Stock
Free Cash Flow
www.alphaspread.com
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
C
Chime Financial Inc
NASDAQ:CHYM
CIELO SA Instituicao de Pagamento
F:28MA
No Stocks Selected

Compare company's free cash flow with its competitors.

Select Stocks to Compare
What is Free Cash Flow?

Gross Margin

CHYM
87.6%
28MA
45.8%

Operating Margin

CHYM
-62%
28MA
25.2%

Net Margin

CHYM
-61.5%
28MA
17.5%

FCF Margin

CHYM
-0.9%
28MA
77%

ROE

CHYM
-67.8%
28MA
15.2%

ROA

CHYM
-49.8%
28MA
1.9%

ROIC

CHYM
-117%
28MA
7.3%

ROCE

CHYM
-61.4%
28MA
10.7%

Solvency Comparison

No Stocks Selected

Compare company's equity waterfall with its competitors.

Select Stocks to Compare
Balance Sheet Comparison
No Stocks Selected

Compare company's balance sheet with its competitors.

Select Stocks to Compare

Stocks Performance

Stocks Performance
CHYM, 28MA

Loading
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

Performance Gap
CHYM, 28MA

Performance Gap Between CHYM and 28MA
HIDDEN
Show

Performance By Year
CHYM, 28MA

Loading
CHYM
28MA
Add Stock
No Stocks Selected

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare
Not Sure Which Stock Wins?
Let AI Decide
One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
Start AI Comparison
Compare CHYM to other stocks
Unlock Full Access to Alpha Spread
Create Free Account