` Comparison: EZPW, COF - Alpha Spread

EZPW
vs
COF

Over the past 12 months, EZPW has significantly outperformed COF, delivering a return of +68% compared to the COF's +36% growth.

Valuation Growth Profitability Solvency Stocks Performance
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EZPW
COF
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Stocks Compared:
EZPW COF
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Valuation Comparison

EZPW Intrinsic Value
26.98 USD
Undervaluation 27%
Intrinsic Value
Price
COF Intrinsic Value
313.16 USD
Undervaluation 24%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
EZCORP Inc
NASDAQ:EZPW
19.78 USD
Capital One Financial Corp
NYSE:COF
239.5 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
EZPW, COF

EZPW
COF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
EZCORP Inc
Revenue
Capital One Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
EZPW, COF

EZPW
COF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
EZCORP Inc
NASDAQ:EZPW
Capital One Financial Corp
NYSE:COF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

EZPW
58.6%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
EZCORP Inc
Capital One Financial Corp
Not applicable for financial companies

Operating Margin

EZPW
11.8%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
EZCORP Inc
Capital One Financial Corp
Not applicable for financial companies

Net Margin

EZPW
8.6%
COF
2.3%

FCF Margin

EZPW
8.7%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
EZCORP Inc
Capital One Financial Corp
Not applicable for financial companies

ROE

EZPW
12%
COF
1.2%

ROA

EZPW
6.4%
COF
0.2%

ROIC

EZPW
8.2%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
EZCORP Inc
Capital One Financial Corp
Not applicable for financial companies

ROCE

EZPW
10.1%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
EZCORP Inc
Capital One Financial Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
EZPW, COF

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EZPW
COF
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
EZPW, COF

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EZPW
COF
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
EZPW, COF

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EZPW
COF
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