` Comparison: PAGS, PYPL - Alpha Spread

PAGS
vs
PYPL

Over the past 12 months, PAGS has significantly outperformed PYPL, delivering a return of +52% compared to the PYPL's 31% drop.

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PAGS
PYPL
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Stocks Compared:
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Valuation Comparison

PAGS Intrinsic Value
10.5 USD
Undervaluation 10%
Intrinsic Value
Price
PYPL Intrinsic Value
98.51 USD
Undervaluation 39%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
PagSeguro Digital Ltd
NYSE:PAGS
9.5 USD
PayPal Holdings Inc
NASDAQ:PYPL
60.15 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
PAGS, PYPL

PAGS
PYPL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
PagSeguro Digital Ltd
Revenue
PayPal Holdings Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PAGS, PYPL

PAGS
PYPL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
PagSeguro Digital Ltd
NYSE:PAGS
PayPal Holdings Inc
NASDAQ:PYPL
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What is Free Cash Flow?

Gross Margin

PAGS
51.6%
PYPL
41.6%

Operating Margin

PAGS
38.1%
PYPL
19.2%

Net Margin

PAGS
11%
PYPL
15%

FCF Margin

PAGS
13.9%
PYPL
16.9%

ROE

PAGS
15.1%
PYPL
24.4%

ROA

PAGS
3.2%
PYPL
6%

ROIC

PAGS
10.5%
PYPL
17.5%

ROCE

PAGS
27.5%
PYPL
18.5%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PAGS, PYPL

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Performance Gap
PAGS, PYPL

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PAGS
PYPL
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
PAGS, PYPL

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PYPL
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