` Comparison: 4C, SPNS - Alpha Spread

4
4C
vs
SPNS

Over the past 12 months, 4C has underperformed SPNS, delivering a return of +18% compared to the SPNS's +50 152% growth.

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4C
SPNS
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4C SPNS
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Valuation Comparison

4
4C Intrinsic Value
20.51 SEK
Undervaluation 41%
Intrinsic Value
Price
SPNS Intrinsic Value
Not Available
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
4
4C Group AB
STO:4C
12.2 SEK
Sapiens International Corporation NV
NASDAQ:SPNS
13 950 USD
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Growth Comparison

Growth Over Time
4C, SPNS

4C
SPNS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
4
4C Group AB
Revenue
Sapiens International Corporation NV
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
4C, SPNS

4C
SPNS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
4
4C Group AB
STO:4C
Sapiens International Corporation NV
NASDAQ:SPNS
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What is Free Cash Flow?

Gross Margin

4C
88.4%
SPNS
44.3%

Operating Margin

4C
3.3%
SPNS
13.7%

Net Margin

4C
-2.1%
SPNS
11.4%

FCF Margin

4C
-15.3%
SPNS
12.5%

ROE

4C
-3.2%
SPNS
13.1%

ROA

4C
-1.7%
SPNS
9%

ROIC

4C
3.5%
SPNS
10.9%

ROCE

4C
4.3%
SPNS
13.9%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
4C, SPNS

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Performance Gap
4C, SPNS

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4C
SPNS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
4C, SPNS

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SPNS
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