` Comparison: ACD, IRFC - Alpha Spread

ACD
vs
IRFC

Over the past 12 months, ACD has underperformed IRFC, delivering a return of -44% compared to the IRFC's 29% drop.

Valuation Growth Profitability Solvency Stocks Performance
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ACD
IRFC
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Stocks Compared:
ACD IRFC
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Valuation Comparison

ACD Intrinsic Value
21.88 CAD
Undervaluation 90%
Intrinsic Value
Price
IRFC Intrinsic Value
124.68 INR
Undervaluation 9%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Accord Financial Corp
TSX:ACD
2.11 CAD
Indian Railway Finance Corp Ltd
NSE:IRFC
113.32 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
ACD, IRFC

ACD
IRFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Accord Financial Corp
Revenue
Indian Railway Finance Corp Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
ACD, IRFC

ACD
IRFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Accord Financial Corp
TSX:ACD
Indian Railway Finance Corp Ltd
NSE:IRFC
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What is Free Cash Flow?

Gross Margin

ACD
0%
IRFC
0%

Operating Margin

ACD
35.9%
IRFC
99.4%

Net Margin

ACD
-9.5%
IRFC
25.5%

FCF Margin

ACD
-46.8%
IRFC
13.2%

ROE

ACD
-8.2%
IRFC
12.7%

ROA

ACD
-1.5%
IRFC
1.4%

ROIC

ACD
5.1%
IRFC
5.5%

ROCE

ACD
23%
IRFC
5.3%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
ACD, IRFC

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Performance Gap
ACD, IRFC

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ACD
IRFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
ACD, IRFC

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