` Comparison: CXI, DFS - Alpha Spread

CXI
vs
DFS

Over the past 12 months, CXI has underperformed DFS, delivering a return of -5% compared to the DFS's +14% growth.

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CXI
DFS
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Stocks Compared:
CXI DFS
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Valuation Comparison

CXI Intrinsic Value
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DFS Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Currency Exchange International Corp
TSX:CXI
22.64 CAD
Discover Financial Services
NYSE:DFS
200.05 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
CXI, DFS

CXI
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Currency Exchange International Corp
Revenue
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Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
CXI, DFS

CXI
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Currency Exchange International Corp
TSX:CXI
Discover Financial Services
NYSE:DFS
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

CXI
0%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Currency Exchange International Corp
Discover Financial Services
Not applicable for financial companies

Operating Margin

CXI
19.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Currency Exchange International Corp
Discover Financial Services
Not applicable for financial companies

Net Margin

CXI
5.3%
DFS
24.9%

FCF Margin

CXI
-15.9%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Currency Exchange International Corp
Discover Financial Services
Not applicable for financial companies

ROE

CXI
5.1%
DFS
32.8%

ROA

CXI
2.9%
DFS
3.7%

ROIC

CXI
286.8%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Currency Exchange International Corp
Discover Financial Services
Not applicable for financial companies

ROCE

CXI
17.1%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
Currency Exchange International Corp
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
CXI, DFS

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CXI
DFS
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Performance Gap
CXI, DFS

Performance Gap Between CXI and DFS
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Performance By Year
CXI, DFS

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CXI
DFS
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