` NFI (NFI Group Inc) vs CMI (Cummins Inc) Comparison - Alpha Spread

NFI
vs
CMI

Over the past 12 months, NFI has underperformed CMI, delivering a return of +13% compared to the CMI's +21% growth.

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NFI
CMI
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

NFI Intrinsic Value
32.08 CAD
Undervaluation 41%
Intrinsic Value
Price
CMI Intrinsic Value
370.5 USD
Undervaluation 5%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
NFI Group Inc
TSX:NFI
18.85 CAD
Cummins Inc
NYSE:CMI
350.4 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
NFI vs CMI

NFI
CMI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
NFI Group Inc
Revenue
Cummins Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
NFI vs CMI

NFI
CMI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
NFI Group Inc
TSX:NFI
Cummins Inc
NYSE:CMI
What is Free Cash Flow?

Gross Margin

NFI
11.6%
CMI
25.6%
LTM 3Y Avg 5Y Avg 10Y Avg
NFI Group Inc
Cummins Inc

Operating Margin

NFI
4%
CMI
11.4%
LTM 3Y Avg 5Y Avg 10Y Avg
NFI Group Inc
Cummins Inc

Net Margin

NFI
0%
CMI
8.2%
LTM 3Y Avg 5Y Avg 10Y Avg
NFI Group Inc
Cummins Inc

FCF Margin

NFI
-0.1%
CMI
0%
LTM 3Y Avg 5Y Avg 10Y Avg
NFI Group Inc
Cummins Inc

ROE

NFI
-0.1%
CMI
27.8%
LTM 3Y Avg 5Y Avg 10Y Avg
NFI Group Inc
Cummins Inc

ROA

NFI
0%
CMI
8.6%
LTM 3Y Avg 5Y Avg 10Y Avg
NFI Group Inc
Cummins Inc

ROIC

NFI
-0.7%
CMI
11.7%
LTM 3Y Avg 5Y Avg 10Y Avg
NFI Group Inc
Cummins Inc

ROCE

NFI
6.5%
CMI
18.8%
LTM 3Y Avg 5Y Avg 10Y Avg
NFI Group Inc
Cummins Inc

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
NFI vs CMI

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Performance Gap
NFI vs CMI

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NFI
CMI
Difference
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Performance By Year
NFI vs CMI

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NFI
CMI
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