Westamerica Bancorp
NASDAQ:WABC
Net Margin
Westamerica Bancorp
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| US |
|
Westamerica Bancorp
NASDAQ:WABC
|
1.3B USD |
46%
|
|
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
77.2B USD |
26%
|
|
| US |
|
Truist Financial Corp
NYSE:TFC
|
58.9B USD |
24%
|
|
| US |
|
M&T Bank Corp
NYSE:MTB
|
30.3B USD |
27%
|
|
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
208.7B CNY |
36%
|
|
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
28.6B USD |
25%
|
|
| US |
|
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
28.1B USD |
26%
|
|
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
191.1B CNY |
36%
|
|
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
24.6B USD |
26%
|
|
| US |
|
Regions Financial Corp
NYSE:RF
|
23.6B USD |
27%
|
|
| JP |
|
Resona Holdings Inc
TSE:8308
|
3.3T JPY |
22%
|
Westamerica Bancorp
Glance View
Westamerica Bancorp, founded in 1972, has steadily cemented itself as a cornerstone of regional banking in Northern and Central California. Operating as a bank holding company, it wholly owns Westamerica Bank, which is its primary subsidiary. Distinguished by its conservative lending practices and robust capital base, Westamerica Bancorp has long navigated the competitive waters of community banking with a focus on stability and customer service. Through a network of branches, the company offers a suite of traditional banking products, including savings accounts, checking accounts, and time deposits, catering primarily to retail and small to mid-sized business clients. By maintaining a prudent portfolio of loans, Westamerica skillfully balances risk and return, ensuring a steady stream of interest income—an essential component of its revenue model. In addition to its loan and deposit business, Westamerica Bancorp generates income through a range of fee-based services. These services include electronic banking, trust and investment services, and various corporate banking offerings. By managing to diversify beyond simple interest income, the company can mitigate risks associated with fluctuating interest rates. Its concentration on efficiency and cost control has consistently led to high-profit margins, serving stakeholders well, and making Westamerica one of the more reliable players in the banking sector. Despite its regional focus, the company's philosophy of disciplined growth and operational excellence has earned it respect and a loyal customer base among California's diverse communities.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Westamerica Bancorp's most recent financial statements, the company has Net Margin of 46.2%.
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