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Fincera Inc
OTC:YUANF

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Fincera Inc
OTC:YUANF
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Price: 0.0001 USD Market Closed
Updated: Apr 23, 2024

Intrinsic Value

YUANF latest financial reports are more than 3 years old.

Fincera Inc. provides innovative web-based financing and ecommerce services for small and medium-sized businesses and individuals in China. [ Read More ]

There is not enough data to reliably calculate the intrinsic value of YUANF.

Key Points:
YUANF Intrinsic Value
Base Case
Not Available
F
Base Case Scenario

Fundamental Analysis

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Fincera Inc

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trend over the past five years for Fincera Inc.

Financials

Balance Sheet Decomposition
Fincera Inc

Current Assets 3.2B
Cash & Short-Term Investments 545.3m
Receivables 2.6B
Other Current Assets 135.6m
Non-Current Assets 1.5B
PP&E 1.3B
Other Non-Current Assets 240.9m
Current Liabilities 3.9B
Accounts Payable 1B
Short-Term Debt 640m
Other Current Liabilities 2.3B
Non-Current Liabilities 465.4m
Long-Term Debt 465.4m
Efficiency

Earnings Waterfall
Fincera Inc

Revenue
1.4B CNY
Cost of Revenue
-117.7m CNY
Gross Profit
1.2B CNY
Operating Expenses
-827.5m CNY
Operating Income
411m CNY
Other Expenses
-293.5m CNY
Net Income
117.5m CNY

Free Cash Flow Analysis
Fincera Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
History
Components
Chart
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Fundamental Scores

YUANF Profitability Score
Profitability Due Diligence

Fincera Inc's profitability score is 70/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Year Average ROE
Positive Free Cash Flow
Positive Gross Profit
Positive Operating Income
70/100
Profitability
Score

Fincera Inc's profitability score is 70/100. The higher the profitability score, the more profitable the company is.

YUANF Solvency Score
Solvency Due Diligence

Fincera Inc's solvency score is 43/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Long-Term Solvency
Positive Net Debt
Short-Term Solvency
43/100
Solvency
Score

Fincera Inc's solvency score is 43/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

YUANF Price Targets Summary
Fincera Inc

There are no price targets for YUANF.
Lowest
Price Target
Not Available
Average
Price Target
Not Available
Highest
Price Target
Not Available
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Competitive Landscape

Ownership

YUANF Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Shareholder Return

YUANF Price
Fincera Inc

1M 1M
+0%
6M 6M
+0%
1Y 1Y
-99%
3Y 3Y
-100%
5Y 5Y
-100%
10Y 10Y
-100%
Annual Price Range
0.0001
52w Low
0.0001
52w High
0.01
Price Metrics
Average Annual Return -63.31%
Standard Deviation of Annual Returns 44.92%
Max Drawdown -100%
Shares Statistics
Market Capitalization 26.9m USD
Shares Outstanding 269 027 000 000
Percentage of Shares Shorted 2.73%

YUANF Return Decomposition
Main factors of price return

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Company Profile

Fincera Inc

Country

United States of America

Industry

Financial Services

Market Cap

26.9m USD

Dividend Yield

0%

Description

Fincera Inc. provides innovative web-based financing and ecommerce services for small and medium-sized businesses and individuals in China. The company is headquartered in San Diego, California and currently employs 1,285 full-time employees. The company went IPO on 2008-03-28. The firm focuses on providing online lending and e-commerce services for small and medium-sized businesses (SMBs) and individuals in China. The firm's segments consist of Internet-Based Financial and e-Commerce Services and Property Lease and Management. The Internet-based products are CeraPay and CeraVest. CeraVest is a peer-to-peer lending platform, through which the Company offers SMBs. Through CeraVest, the Company offers three types of financing services with different terms and payment schedules for borrowers and offers three corresponding investment products for investors, 30-day lines of credit transactions, 180-day term loans and installment loans. CeraPay is the Company's credit product that processes and settles transactions between borrowers and merchants. The Property lease and management business that leases out office space

Contact

CALIFORNIA
San Diego
4445 Eastgate Mall, Suite 200
+1861062143561.0
https://www.fincera.net/

IPO

2008-03-28

Employees

1 285

Officers

Chairman, CEO & President
Mr. Yong Hui Li
Chief Financial Officer
Mr. Chia-Lun Wang
Chief Technology Officer
Mr. Zijian Zhou
Head of Operations & Director
Mr. Hui Shen
Secretary
Mr. Hui Kai Yan

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