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American National Bankshares Inc
XBER:NBR

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American National Bankshares Inc
XBER:NBR
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Price: 44 EUR 4.76% Market Closed
Market Cap: €467.5m
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Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+1%
5Y
+43%
10Y
+82%
Non Interest Income
+
3Y
+9%
5Y
+38%
10Y
+69%
Net Income
+
3Y
-13%
5Y
+16%
10Y
+66%

Income Statement
American National Bankshares Inc

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Income Statement
Currency: USD
Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023
Revenue
Net Interest Income
46
45
44
43
42
44
46
47
49
49
49
50
50
50
52
54
56
57
58
58
59
60
66
72
77
82
81
82
84
86
88
89
90
88
88
89
90
93
93
89
85
Interest Income
53
52
50
49
48
49
51
53
55
56
55
56
56
57
59
61
63
65
66
67
69
70
78
86
93
99
97
96
96
96
96
96
96
93
92
93
96
103
110
116
120
Interest Expense
7
6
6
6
6
6
6
6
6
6
6
6
6
6
6
7
7
8
8
9
10
11
13
14
16
17
15
14
12
10
8
7
5
5
4
4
6
10
17
26
36
Non Interest Income
11
11
11
11
11
12
12
12
13
13
14
14
14
13
13
14
14
14
14
14
13
13
14
14
15
16
16
17
17
18
20
20
21
21
20
20
19
18
17
17
18
Revenue
57
N/A
56
-2%
55
-2%
54
-2%
53
-2%
55
+4%
58
+5%
60
+3%
63
+5%
63
+0%
63
0%
63
+1%
63
+0%
64
+1%
66
+3%
68
+4%
70
+3%
71
+2%
73
+2%
73
0%
72
0%
73
+1%
79
+9%
86
+8%
92
+7%
98
+6%
98
-1%
99
+1%
101
+2%
105
+4%
107
+3%
110
+2%
111
+1%
109
-2%
109
-1%
109
+1%
109
0%
111
+1%
110
-1%
106
-3%
103
-3%
Pre-Tax Income
Loan Loss Provision
(0)
0
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(0)
(0)
(0)
(0)
(1)
(1)
(1)
(1)
(1)
(0)
0
0
0
0
0
(1)
(1)
(6)
(9)
(9)
(8)
(2)
0
3
4
2
2
(2)
(3)
(2)
(1)
(0)
Non Interest Expense
(35)
(35)
(35)
(36)
(35)
(36)
(39)
(40)
(41)
(40)
(38)
(39)
(40)
(40)
(41)
(42)
(43)
(43)
(43)
(44)
(44)
(44)
(60)
(63)
(66)
(68)
(55)
(55)
(55)
(55)
(58)
(58)
(59)
(60)
(61)
(63)
(64)
(64)
(65)
(67)
(68)
Pre-Tax Income
22
N/A
21
-5%
19
-7%
18
-6%
18
-1%
18
+1%
17
-4%
19
+6%
21
+14%
22
+5%
24
+9%
24
0%
23
-3%
23
-1%
23
+2%
25
+6%
26
+5%
28
+6%
29
+4%
29
+1%
28
-3%
29
+1%
20
-32%
23
+19%
26
+11%
28
+10%
37
+30%
35
-5%
37
+7%
41
+11%
48
+16%
52
+8%
55
+6%
52
-5%
49
-6%
48
-2%
43
-9%
44
+0%
42
-3%
38
-10%
34
-10%
Net Income
Tax Provision
(6)
(6)
(5)
(5)
(5)
(5)
(5)
(5)
(6)
(6)
(7)
(7)
(7)
(7)
(7)
(8)
(8)
(8)
(7)
(7)
(6)
(6)
(4)
(5)
(5)
(5)
(7)
(6)
(7)
(9)
(10)
(11)
(12)
(11)
(10)
(10)
(9)
(9)
(9)
(8)
(8)
Income from Continuing Operations
16
15
14
13
13
13
12
13
15
16
17
17
16
16
16
17
18
20
21
22
23
23
16
18
21
23
30
29
30
33
38
41
44
41
39
38
34
35
34
30
26
Net Income (Common)
16
N/A
15
-4%
14
-7%
13
-8%
13
-2%
13
+1%
12
-3%
13
+7%
15
+13%
16
+4%
17
+8%
17
0%
16
-3%
16
0%
16
+1%
17
+5%
15
-12%
17
+12%
19
+10%
20
+5%
23
+15%
23
+1%
16
-32%
18
+19%
21
+13%
23
+12%
30
+29%
29
-5%
30
+5%
33
+9%
38
+16%
41
+8%
44
+6%
41
-5%
39
-6%
38
-2%
34
-9%
35
+1%
34
-3%
30
-10%
26
-13%
EPS (Diluted)
2
N/A
1.91
-5%
1.79
-6%
1.65
-8%
1.62
-2%
1.46
-10%
1.42
-3%
1.53
+8%
1.73
+13%
1.81
+5%
1.95
+8%
1.94
-1%
1.89
-3%
1.88
-1%
1.9
+1%
1.99
+5%
1.74
-13%
1.95
+12%
2.14
+10%
2.25
+5%
2.59
+15%
2.61
+1%
1.39
-47%
1.65
+19%
1.98
+20%
2.11
+7%
2.75
+30%
2.6
-5%
2.73
+5%
2.99
+10%
3.48
+16%
3.78
+9%
4
+6%
3.82
-5%
3.61
-5%
3.54
-2%
3.23
-9%
3.25
+1%
3.16
-3%
2.83
-10%
2.46
-13%

See Also

Summary
NBR intrinsic value, competitors valuation, and company profile.
DCF Valuation
NBR stock valuation using Discount Cash Flow valuation method.
Relative Valuation
NBR stock valuation using valuation multiples.
Wall Street Estimates
NBR price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
NBR stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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