` Comparison: KSPI, DFS - Alpha Spread

K
KSPI
vs
DFS

Over the past 12 months, KSPI has underperformed DFS, delivering a return of -27% compared to the DFS's +14% growth.

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KSPI
DFS
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Stocks Compared:
KSPI DFS
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Valuation Comparison

KSPI Intrinsic Value
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DFS Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
K
Kaspi.kz AO
NASDAQ:KSPI
77.28 USD
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NYSE:DFS
200.05 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
KSPI, DFS

KSPI
DFS
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
K
Kaspi.kz AO
Revenue
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Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
KSPI, DFS

KSPI
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
K
Kaspi.kz AO
NASDAQ:KSPI
FCF is not applicable for financial companies
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NYSE:DFS
FCF is not applicable for financial companies
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Gross Margin

KSPI
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
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Not applicable for financial companies

Operating Margin

KSPI
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
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Not applicable for financial companies

Net Margin

KSPI
39.4%
DFS
24.9%

FCF Margin

KSPI
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
Discover Financial Services
Not applicable for financial companies

ROE

KSPI
61%
DFS
32.8%

ROA

KSPI
12.3%
DFS
3.7%

ROIC

KSPI
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
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Not applicable for financial companies

ROCE

KSPI
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
K
Kaspi.kz AO
Not applicable for financial companies
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
KSPI, DFS

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KSPI
DFS
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Performance Gap
KSPI, DFS

Performance Gap Between KSPI and DFS
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Performance By Year
KSPI, DFS

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KSPI
DFS
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