` KSPI (Kaspi.kz AO) vs DFS (Discover Financial Services) Comparison - Alpha Spread

KSPI
vs
DFS

Over the past 12 months, KSPI has underperformed DFS, delivering a return of -36% compared to the DFS's 64% growth.

Valuation Comparison

DOTD Intrinsic Value
96.58 GBX
Undervaluation 24%
Intrinsic Value
Price
CRM Intrinsic Value
309.33 USD
Undervaluation 13%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
dotDigital Group PLC
LSE:DOTD
73 GBX
96.58 GBX
Undervalued by 24%
89.71 GBX
19% Undervalued
103.45 GBX
29% Undervalued
125.87 GBX
72% Upside
Salesforce Inc
NYSE:CRM
268.95 USD
309.33 USD
Undervalued by 13%
218.39 USD
19% Overvalued
400.27 USD
33% Undervalued
360.1 USD
34% Upside

Financials Comparison

Growth Over Time
KSPI vs DFS

KSPI
DFS
Add Stock
Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
K
Kaspi.kz AO
Revenue
Discover Financial Services
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
KSPI vs DFS

KSPI
DFS
Add Stock
Free Cash Flow
www.alphaspread.com
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
K
Kaspi.kz AO
NASDAQ:KSPI
Discover Financial Services
NYSE:DFS
What is Free Cash Flow?

Gross Margin

KSPI
0%
DFS
0%

Operating Margin

KSPI
0%
DFS
0%

Net Margin

KSPI
48.5%
DFS
24.9%

FCF Margin

KSPI
42%
DFS
36.8%

ROE

KSPI
50.2%
DFS
32.8%

ROA

KSPI
9.4%
DFS
3.7%

ROIC

KSPI
0%
DFS
0%

ROCE

KSPI
0%
DFS
0%

Stocks Performance

Stocks Performance
KSPI vs DFS

Loading
KSPI
DFS
Add Stock
www.alphaspread.com
1Y 3Y 5Y 10Y 15Y 20Y

Performance Gap
KSPI vs DFS

Loading
KSPI
DFS
Difference
www.alphaspread.com
1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
KSPI vs DFS

Loading
KSPI
DFS
Add Stock
Unlock Full Access to Alpha Spread
Create Free Account
ALPHA SPREAD
Follow us
Join more than 263,900+ value investors using Alpha Spread
Create Free Account
or see our plans & pricing

Company

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

Help

What is Intrinsic Value? Help Center Contact Us

Tools

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Stocks

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2025 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.