` Comparison: TWFG, GAH - Alpha Spread

TWFG
vs
A
GAH

Over the past 12 months, TWFG has outperformed GAH, delivering a return of -5% compared to the GAH's 23% drop.

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TWFG
GAH
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Stocks Compared:
TWFG GAH
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Valuation Comparison

TWFG Intrinsic Value
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GAH Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
TWFG Inc
NASDAQ:TWFG
28.99 USD
A
Arthur J. Gallagher & Co.
SWB:GAH
210.5 EUR
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Growth Comparison

Growth Over Time
TWFG, GAH

TWFG
GAH
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
TWFG Inc
Revenue
A
Arthur J. Gallagher & Co.
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
TWFG, GAH

TWFG
GAH
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
TWFG Inc
NASDAQ:TWFG
A
Arthur J. Gallagher & Co.
SWB:GAH
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What is Free Cash Flow?

Gross Margin

TWFG
43.1%
GAH
46.4%
LTM 3Y Avg 5Y Avg 10Y Avg
TWFG Inc
A
Arthur J. Gallagher & Co.

Operating Margin

TWFG
11.9%
GAH
24.8%
LTM 3Y Avg 5Y Avg 10Y Avg
TWFG Inc
A
Arthur J. Gallagher & Co.

Net Margin

TWFG
2.9%
GAH
12.3%
LTM 3Y Avg 5Y Avg 10Y Avg
TWFG Inc
A
Arthur J. Gallagher & Co.

FCF Margin

TWFG
-2.6%
GAH
13.6%
LTM 3Y Avg 5Y Avg 10Y Avg
TWFG Inc
A
Arthur J. Gallagher & Co.

ROE

TWFG
8.8%
GAH
9.1%
LTM 3Y Avg 5Y Avg 10Y Avg
TWFG Inc
A
Arthur J. Gallagher & Co.

ROA

TWFG
2%
GAH
2.4%
LTM 3Y Avg 5Y Avg 10Y Avg
TWFG Inc
A
Arthur J. Gallagher & Co.

ROIC

TWFG
15.5%
GAH
3.9%
LTM 3Y Avg 5Y Avg 10Y Avg
TWFG Inc
A
Arthur J. Gallagher & Co.

ROCE

TWFG
9.4%
GAH
10.7%
LTM 3Y Avg 5Y Avg 10Y Avg
TWFG Inc
A
Arthur J. Gallagher & Co.

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
TWFG, GAH

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TWFG
GAH
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Performance Gap
TWFG, GAH

Performance Gap Between TWFG and GAH
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Performance By Year
TWFG, GAH

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TWFG
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