` Comparison: PYS, CRM - Alpha Spread

P
PYS
vs
CRM

Over the past 12 months, PYS has underperformed CRM, delivering a return of -31% compared to the CRM's 7% drop.

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PYS
CRM
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

P
PYS Intrinsic Value
0.12 NZD
Overvaluation 36%
Intrinsic Value
Price
CRM Intrinsic Value
308.56 USD
Undervaluation 20%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
P
Paysauce Ltd
NZX:PYS
0.19 NZD
Salesforce Inc
NYSE:CRM
245.83 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
PYS, CRM

PYS
CRM
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
P
Paysauce Ltd
Revenue
Salesforce Inc
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
PYS, CRM

PYS
CRM
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
P
Paysauce Ltd
NZX:PYS
Salesforce Inc
NYSE:CRM
What is Free Cash Flow?

Gross Margin

PYS
0%
CRM
77.3%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Paysauce Ltd
Salesforce Inc

Operating Margin

PYS
6.5%
CRM
20.5%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Paysauce Ltd
Salesforce Inc

Net Margin

PYS
7.6%
CRM
16.1%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Paysauce Ltd
Salesforce Inc

FCF Margin

PYS
53.7%
CRM
32.8%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Paysauce Ltd
Salesforce Inc

ROE

PYS
18.9%
CRM
10.3%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Paysauce Ltd
Salesforce Inc

ROA

PYS
1.7%
CRM
6.4%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Paysauce Ltd
Salesforce Inc

ROIC

PYS
16.3%
CRM
8.8%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Paysauce Ltd
Salesforce Inc

ROCE

PYS
15.8%
CRM
10.7%
LTM 3Y Avg 5Y Avg 10Y Avg
P
Paysauce Ltd
Salesforce Inc

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
PYS, CRM

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Performance Gap
PYS, CRM

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PYS
CRM
Difference
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Performance By Year
PYS, CRM

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PYS
CRM
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