` POLI (Bank Hapoalim BM) vs SBK (Standard Bank Group Ltd) Comparison - Alpha Spread

B
POLI
vs
S
SBK

Over the past 12 months, POLI has significantly outperformed SBK, delivering a return of +85% compared to the SBK's +9% growth.

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POLI
SBK
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

POLI Intrinsic Value
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SBK Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
B
Bank Hapoalim BM
TASE:POLI
6 475 ILS
S
Standard Bank Group Ltd
JSE:SBK
22 829 Zac
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
POLI vs SBK

POLI
SBK
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
B
Bank Hapoalim BM
Revenue
S
Standard Bank Group Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
POLI vs SBK

POLI
SBK
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
B
Bank Hapoalim BM
TASE:POLI
FCF is not applicable for financial companies
S
Standard Bank Group Ltd
JSE:SBK
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

POLI
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank Hapoalim BM
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

Operating Margin

POLI
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank Hapoalim BM
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

Net Margin

POLI
30.5%
SBK
17%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank Hapoalim BM
S
Standard Bank Group Ltd

FCF Margin

POLI
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank Hapoalim BM
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

ROE

POLI
14.2%
SBK
16.4%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank Hapoalim BM
S
Standard Bank Group Ltd

ROA

POLI
1.2%
SBK
1.4%
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank Hapoalim BM
S
Standard Bank Group Ltd

ROIC

POLI
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank Hapoalim BM
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

ROCE

POLI
SBK
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank Hapoalim BM
Not applicable for financial companies
S
Standard Bank Group Ltd
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
POLI vs SBK

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Performance Gap
POLI vs SBK

Performance Gap Between POLI and SBK
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Performance By Year
POLI vs SBK

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POLI
SBK
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