` Comparison: 5838, CPI - Alpha Spread

R
5838
vs
C
CPI

Over the past 12 months, Rakuten Bank Ltd has significantly outperformed CPI, delivering a return of +80% compared to the CPI's +21% growth.

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5838
CPI
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Valuation Comparison

Rakuten Bank Ltd Intrinsic Value
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CPI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
R
Rakuten Bank Ltd
TSE:5838
7 544 JPY
C
Capitec Bank Holdings Ltd
JSE:CPI
402 500 Zac
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Growth Comparison

Growth Over Time
5838, CPI

5838
CPI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
R
Rakuten Bank Ltd
Revenue
C
Capitec Bank Holdings Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
5838, CPI

5838
CPI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
R
Rakuten Bank Ltd
TSE:5838
FCF is not applicable for financial companies
C
Capitec Bank Holdings Ltd
JSE:CPI
FCF is not applicable for financial companies
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Gross Margin

Rakuten Bank Ltd
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rakuten Bank Ltd
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Operating Margin

Rakuten Bank Ltd
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rakuten Bank Ltd
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Net Margin

Rakuten Bank Ltd
33.9%
CPI
24.6%

FCF Margin

Rakuten Bank Ltd
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rakuten Bank Ltd
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROE

Rakuten Bank Ltd
19.1%
CPI
30.7%

ROA

Rakuten Bank Ltd
0.4%
CPI
6.5%

ROIC

Rakuten Bank Ltd
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rakuten Bank Ltd
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

ROCE

Rakuten Bank Ltd
CPI
LTM 3Y Avg 5Y Avg 10Y Avg
R
Rakuten Bank Ltd
Not applicable for financial companies
C
Capitec Bank Holdings Ltd
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
5838, CPI

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5838
CPI
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Performance Gap
5838, CPI

Performance Gap Between 5838 and CPI
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Performance By Year
5838, CPI

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5838
CPI
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