` Comparison: XAU, IRFC - Alpha Spread

XAU
vs
IRFC

Over the past 12 months, XAU has significantly outperformed IRFC, delivering a return of +37% compared to the IRFC's 28% drop.

Valuation Growth Profitability Solvency Stocks Performance
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XAU
IRFC
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Stocks Compared:
XAU IRFC
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Valuation Comparison

XAU Intrinsic Value
58.51 CAD
Undervaluation 82%
Intrinsic Value
Price
IRFC Intrinsic Value
124.7 INR
Undervaluation 9%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
GoldMoney Inc
TSX:XAU
10.49 CAD
Indian Railway Finance Corp Ltd
NSE:IRFC
113.82 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
XAU, IRFC

XAU
IRFC
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
GoldMoney Inc
Revenue
Indian Railway Finance Corp Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
XAU, IRFC

XAU
IRFC
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
GoldMoney Inc
TSX:XAU
Indian Railway Finance Corp Ltd
NSE:IRFC
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What is Free Cash Flow?

Gross Margin

XAU
23.5%
IRFC
0%

Operating Margin

XAU
17.3%
IRFC
99.4%

Net Margin

XAU
17.1%
IRFC
25.5%

FCF Margin

XAU
30.7%
IRFC
13.2%

ROE

XAU
18%
IRFC
12.7%

ROA

XAU
11%
IRFC
1.4%

ROIC

XAU
11.2%
IRFC
5.5%

ROCE

XAU
13.4%
IRFC
5.3%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
XAU, IRFC

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Performance Gap
XAU, IRFC

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XAU
IRFC
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
XAU, IRFC

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IRFC
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