` Comparison: XAU, 8421 - Alpha Spread

XAU
vs
8421

Over the past 12 months, XAU has significantly outperformed Shinkin Central Bank, delivering a return of -1% compared to the Shinkin Central Bank's 23% drop.

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XAU
8421
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

XAU Intrinsic Value
53.58 CAD
Undervaluation 84%
Intrinsic Value
Price
Intrinsic Value
Not Available
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
GoldMoney Inc
TSX:XAU
8.38 CAD
Shinkin Central Bank
TSE:8421
193 000 JPY
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
XAU, 8421

XAU
8421
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Revenue
www.alphaspread.com
Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
GoldMoney Inc
Revenue
Shinkin Central Bank
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
XAU, 8421

XAU
8421
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Free Cash Flow
www.alphaspread.com
Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
GoldMoney Inc
TSX:XAU
Shinkin Central Bank
TSE:8421
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

XAU
33%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

Operating Margin

XAU
23.3%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

Net Margin

XAU
14%
Shinkin Central Bank
9%
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank

FCF Margin

XAU
47.7%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

ROE

XAU
9.6%
Shinkin Central Bank
1.7%
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank

ROA

XAU
5.5%
Shinkin Central Bank
0.1%
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank

ROIC

XAU
8.9%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

ROCE

XAU
11.4%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
XAU, 8421

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Performance Gap
XAU, 8421

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XAU
8421
Difference
www.alphaspread.com

Performance By Year
XAU, 8421

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XAU
8421
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One-click summary across all key metrics.
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