` Comparison: XAU, 8421 - Alpha Spread

XAU
vs
8421

Over the past 12 months, XAU has significantly outperformed Shinkin Central Bank, delivering a return of +37% compared to the Shinkin Central Bank's 13% drop.

Valuation Growth Profitability Solvency Stocks Performance
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XAU
8421
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Stocks Compared:
XAU 8421
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Valuation Comparison

XAU Intrinsic Value
58.51 CAD
Undervaluation 82%
Intrinsic Value
Price
Intrinsic Value
50 565.17 JPY
Overvaluation 73%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
GoldMoney Inc
TSX:XAU
10.49 CAD
Shinkin Central Bank
TSE:8421
188 300 JPY
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Valuation Scenario:
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Growth Comparison

Growth Over Time
XAU, 8421

XAU
8421
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
GoldMoney Inc
Revenue
Shinkin Central Bank
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
XAU, 8421

XAU
8421
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
GoldMoney Inc
TSX:XAU
Shinkin Central Bank
TSE:8421
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

XAU
23.5%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

Operating Margin

XAU
17.3%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

Net Margin

XAU
17.1%
Shinkin Central Bank
20.5%
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank

FCF Margin

XAU
30.7%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

ROE

XAU
18%
Shinkin Central Bank
1.9%
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank

ROA

XAU
11%
Shinkin Central Bank
0.1%
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank

ROIC

XAU
11.2%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

ROCE

XAU
13.4%
Shinkin Central Bank
LTM 3Y Avg 5Y Avg 10Y Avg
GoldMoney Inc
Shinkin Central Bank
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
XAU, 8421

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XAU
8421
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
XAU, 8421

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XAU
8421
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
XAU, 8421

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XAU
8421
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