Personal Group Holdings PLC
LSE:PGH
Income Statement
Income Statement
Personal Group Holdings PLC
Dec-2003 | Jun-2004 | Dec-2004 | Jun-2005 | Dec-2005 | Jun-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Gross Premiums Earned |
13
|
13
|
14
|
14
|
15
|
21
|
27
|
26
|
26
|
26
|
26
|
26
|
26
|
26
|
26
|
27
|
27
|
27
|
27
|
27
|
28
|
31
|
47
|
49
|
58
|
60
|
53
|
52
|
45
|
47
|
55
|
64
|
71
|
71
|
71
|
75
|
74
|
75
|
50
|
61
|
49
|
|
Revenue |
13
N/A
|
13
+2%
|
14
+3%
|
14
+6%
|
15
+7%
|
22
+41%
|
28
+27%
|
27
-2%
|
26
-2%
|
26
0%
|
27
+3%
|
27
0%
|
26
-2%
|
27
+1%
|
27
+2%
|
27
+1%
|
27
+0%
|
28
+1%
|
27
-1%
|
28
+1%
|
28
+3%
|
32
+12%
|
47
+48%
|
49
+3%
|
58
+19%
|
60
+3%
|
54
-11%
|
52
-2%
|
45
-13%
|
47
+3%
|
56
+19%
|
64
+16%
|
71
+10%
|
71
+1%
|
72
+0%
|
75
+5%
|
75
-1%
|
75
+1%
|
87
+16%
|
98
+14%
|
50
-50%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(8)
|
(8)
|
(9)
|
(9)
|
(10)
|
(14)
|
(18)
|
(17)
|
(17)
|
(17)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(18)
|
(20)
|
(23)
|
(26)
|
(38)
|
(40)
|
(44)
|
(45)
|
(43)
|
(43)
|
(36)
|
(36)
|
(45)
|
(54)
|
(60)
|
(61)
|
(63)
|
(68)
|
(70)
|
(73)
|
(46)
|
(67)
|
(44)
|
|
Selling, General & Administrative |
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(2)
|
(2)
|
(1)
|
(1)
|
1
|
1
|
(0)
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(8)
|
(14)
|
(8)
|
(9)
|
(9)
|
|
Depreciation & Amortization |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(1)
|
(2)
|
0
|
(2)
|
(2)
|
(2)
|
|
Benefits Claims Loss Adjustment |
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(7)
|
(10)
|
(9)
|
(9)
|
(8)
|
(9)
|
(9)
|
(8)
|
(8)
|
(8)
|
(8)
|
(7)
|
(7)
|
(6)
|
(6)
|
(7)
|
(8)
|
(8)
|
(8)
|
(9)
|
(9)
|
(8)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(7)
|
(6)
|
(10)
|
(14)
|
(14)
|
(15)
|
|
Other Operating Expenses |
(5)
|
(5)
|
(6)
|
(6)
|
(7)
|
(8)
|
(7)
|
(8)
|
(9)
|
(9)
|
(9)
|
(9)
|
(10)
|
(10)
|
(10)
|
(10)
|
(11)
|
(11)
|
(12)
|
(13)
|
(14)
|
(17)
|
(29)
|
(31)
|
(36)
|
(36)
|
(34)
|
(35)
|
(28)
|
(28)
|
(37)
|
(46)
|
(53)
|
(53)
|
(55)
|
(60)
|
(54)
|
(48)
|
(23)
|
(42)
|
(18)
|
|
Operating Income |
5
N/A
|
5
-1%
|
5
+1%
|
5
+4%
|
5
+4%
|
7
+40%
|
10
+31%
|
10
0%
|
9
-8%
|
9
+0%
|
9
+1%
|
9
-5%
|
9
0%
|
9
+7%
|
9
+3%
|
10
+1%
|
10
+3%
|
10
+1%
|
9
-8%
|
8
-17%
|
6
-22%
|
6
+3%
|
9
+54%
|
9
-6%
|
14
+63%
|
15
+10%
|
11
-32%
|
9
-12%
|
10
+3%
|
10
+10%
|
10
-1%
|
11
+2%
|
11
+0%
|
11
+1%
|
9
-19%
|
8
-11%
|
4
-43%
|
2
-58%
|
4
+121%
|
(6)
N/A
|
6
N/A
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
0
|
0
|
1
|
1
|
1
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(3)
|
(3)
|
(3)
|
(3)
|
0
|
0
|
0
|
(1)
|
(1)
|
0
|
(2)
|
(2)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(11)
|
0
|
(1)
|
|
Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Total Other Income |
1
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(2)
|
0
|
2
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Pre-Tax Income |
6
N/A
|
6
-2%
|
6
0%
|
7
+8%
|
8
+15%
|
9
+12%
|
9
+9%
|
9
+0%
|
9
-8%
|
9
+2%
|
5
-37%
|
5
-7%
|
6
+9%
|
6
+11%
|
9
+53%
|
10
+1%
|
10
+5%
|
9
-7%
|
8
-11%
|
8
-9%
|
4
-50%
|
4
+4%
|
9
+137%
|
9
-6%
|
14
+63%
|
13
-7%
|
11
-20%
|
12
+10%
|
10
-18%
|
10
+9%
|
10
-1%
|
10
+2%
|
10
+0%
|
11
+1%
|
9
-19%
|
8
-11%
|
4
-43%
|
2
-64%
|
(7)
N/A
|
(6)
+17%
|
5
N/A
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(3)
|
(3)
|
(3)
|
(3)
|
(3)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(0)
|
(0)
|
(1)
|
(1)
|
|
Income from Continuing Operations |
4
|
4
|
4
|
4
|
5
|
6
|
7
|
7
|
6
|
6
|
3
|
3
|
3
|
4
|
7
|
7
|
7
|
7
|
6
|
6
|
2
|
2
|
8
|
7
|
13
|
12
|
9
|
10
|
8
|
9
|
8
|
9
|
9
|
9
|
7
|
6
|
4
|
1
|
(7)
|
(6)
|
4
|
|
Net Income (Common) |
4
N/A
|
4
+0%
|
4
-6%
|
4
+5%
|
5
+16%
|
6
+14%
|
7
+14%
|
7
+1%
|
6
-5%
|
6
+2%
|
3
-54%
|
3
-1%
|
3
+12%
|
4
+8%
|
7
+89%
|
7
+2%
|
7
+8%
|
7
-8%
|
6
-12%
|
6
-6%
|
2
-63%
|
2
+5%
|
8
+244%
|
7
-3%
|
9
+27%
|
8
-10%
|
7
-13%
|
8
+15%
|
8
-1%
|
9
+8%
|
8
-6%
|
9
+4%
|
9
+1%
|
9
-1%
|
7
-21%
|
6
-12%
|
4
-41%
|
1
-59%
|
(7)
N/A
|
(6)
+12%
|
4
N/A
|
|
EPS (Diluted) |
0.15
N/A
|
0.15
N/A
|
0.14
-7%
|
0.14
N/A
|
0.17
+21%
|
0.2
+18%
|
0.22
+10%
|
0.22
N/A
|
0.21
-5%
|
0.21
N/A
|
0.1
-52%
|
0.1
N/A
|
0.11
+10%
|
0.12
+9%
|
0.23
+92%
|
0.23
N/A
|
0.24
+4%
|
0.22
-8%
|
0.2
-9%
|
0.19
-5%
|
0.07
-63%
|
0.08
+14%
|
0.24
+200%
|
0.24
N/A
|
0.28
+17%
|
0.25
-11%
|
0.23
-8%
|
0.25
+9%
|
0.26
+4%
|
0.28
+8%
|
0.27
-4%
|
0.28
+4%
|
0.28
N/A
|
0.28
N/A
|
0.22
-21%
|
0.2
-9%
|
0.12
-40%
|
0.05
-58%
|
-0.23
N/A
|
-0.2
+13%
|
0.14
N/A
|