Discover Financial Services
NYSE:DFS
Net Margin
Discover Financial Services
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| US |
|
Discover Financial Services
NYSE:DFS
|
50.4B USD |
25%
|
|
| US |
|
American Express Co
NYSE:AXP
|
210B USD |
14%
|
|
| US |
|
Capital One Financial Corp
NYSE:COF
|
129.1B USD |
12%
|
|
| US |
|
Synchrony Financial
NYSE:SYF
|
24.1B USD |
16%
|
|
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
17B USD |
17%
|
|
| IN |
|
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.3T INR |
17%
|
|
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
15.1B USD |
48%
|
|
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.3T INR |
23%
|
|
| US |
S
|
Santander Consumer USA Holdings Inc
F:77S
|
11.3B EUR |
40%
|
|
| IN |
|
Muthoot Finance Ltd
NSE:MUTHOOTFIN
|
1T INR |
27%
|
|
| US |
|
Ally Financial Inc
NYSE:ALLY
|
11.4B USD |
0%
|
Discover Financial Services
Glance View
In the bustling landscape of financial services, Discover Financial Services stands as a multifaceted enterprise, deeply ingrained in the fabric of consumer finance. Its origins trace back to 1985, when Sears, Roebuck & Co. first introduced the Discover card, opening up new avenues in the credit card market with a novel approach—no annual fee and cashback rewards. This innovation set the stage for what Discover would become: a powerhouse in direct banking and payment services. As it evolved, Discover carved out a unique space in the financial realm, becoming renowned for a spectrum of services that transcends traditional credit offerings. Today, it is not just about credit cards; Discover encompasses personal loans, student loans, and home loans, creating a holistic suite of lending products that cater to a diverse set of financial needs. This diversification is critical to its strategy, providing robust financial solutions and generating streams of revenue across the lending spectrum. Discover's revenue model is built on the bedrock of transaction fees, interest income, and loan servicing—a trifecta that vivifies its economic engine. When cardholders swipe their Discover card, the company garners transaction fees, a vital pulse in its revenue stream driven by millions of daily transactions. However, its prowess isn't confined to mere card swipes. Discover astutely harnesses the power of interest income, earned from customers carrying balances on their lines of credit, bolstering its financial stature. Meanwhile, its direct banking operations ensure constant cash flow through personal and student loans, where interest and fees further sweeten the pot. The company's strategic emphasis on customer loyalty and satisfaction through competitive rates and superior service creates a virtuous cycle, enhancing its brand reputation and ensuring a steady influx of customers eager to leverage its financial offerings. This intricate blend of innovative products and astute financial management positions Discover as a dynamic force in the financial services industry, continually adapting to the evolving matrix of consumer demands.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Discover Financial Services's most recent financial statements, the company has Net Margin of 24.9%.
You don't have any saved screeners yet