
Provident Financial Services Inc
NYSE:PFS

Net Margin
Provident Financial Services Inc
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
US |
![]() |
Provident Financial Services Inc
NYSE:PFS
|
2.2B USD |
19%
|
|
US |
![]() |
Rocket Companies Inc
NYSE:RKT
|
28.7B USD |
0%
|
|
US |
![]() |
Federal National Mortgage Association
OTC:FNMA
|
11.6B USD |
0%
|
|
US |
![]() |
Mr Cooper Group Inc
NASDAQ:COOP
|
9.6B USD |
26%
|
|
US |
![]() |
MGIC Investment Corp
NYSE:MTG
|
6.6B USD |
63%
|
|
US |
![]() |
UWM Holdings Corp
NYSE:UWMC
|
6.6B USD |
0%
|
|
BM |
![]() |
Essent Group Ltd
NYSE:ESNT
|
6.3B USD |
57%
|
|
US |
![]() |
Enact Holdings Inc
NASDAQ:ACT
|
5.6B USD |
57%
|
|
US |
F
|
Federal Home Loan Mortgage Corp
OTC:FMCC
|
5.4B USD |
0%
|
|
US |
![]() |
Radian Group Inc
NYSE:RDN
|
5.1B USD |
46%
|
|
US |
![]() |
PennyMac Financial Services Inc
NYSE:PFSI
|
5.1B USD |
14%
|
Provident Financial Services Inc
Glance View
Provident Financial Services Inc. stands as a testament to a vision rooted in community-centric banking, with its origins tracing back to the early 19th century. From its headquarters in Jersey City, New Jersey, Provident has grown into a significant player in the regional banking industry, primarily serving customers across New Jersey and eastern Pennsylvania. At its core, the company operates Provident Bank, a full-service retail and commercial bank that prides itself on a personal touch in an increasingly digital world. The bank's operations revolve around providing a wide array of financial products and services that cater to both individual and business clients. These include traditional savings and checking accounts, mortgage loans, and unique lending solutions tailored to support small to medium enterprises. Earnings for Provident Financial Services are largely driven by the interest earned on its loan portfolio, complemented by fee income from various banking services. This dual-income stream strategy allows the bank to maintain a steady revenue flow even during varying economic cycles. It leverages its solid asset base and local expertise to manage risks effectively, ensuring a stable return for its investors. Furthermore, Provident’s community-oriented ethos is reflected in its strategic partnerships and sponsorships of local events, reinforcing its reputation as a trusted regional financial institution. This customer-first approach, combined with prudent financial management, positions Provident Financial as a steadfast entity in the competitive banking landscape.

See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Provident Financial Services Inc's most recent financial statements, the company has Net Margin of 18.7%.