PennyMac Financial Services Inc
NYSE:PFSI
Net Margin
PennyMac Financial Services Inc
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| US |
|
PennyMac Financial Services Inc
NYSE:PFSI
|
5.5B USD |
15%
|
|
| US |
|
Rocket Companies Inc
NYSE:RKT
|
4.8B USD |
0%
|
|
| US |
|
Federal National Mortgage Association
OTC:FNMA
|
13B USD |
0%
|
|
| US |
|
Mr Cooper Group Inc
NASDAQ:COOP
|
12.2B USD |
25%
|
|
| US |
|
UWM Holdings Corp
NYSE:UWMC
|
8.6B USD |
0%
|
|
| US |
|
MGIC Investment Corp
NYSE:MTG
|
6.4B USD |
63%
|
|
| BM |
|
Essent Group Ltd
NYSE:ESNT
|
6.3B USD |
57%
|
|
| US |
F
|
Federal Home Loan Mortgage Corp
OTC:FMCC
|
5.8B USD |
0%
|
|
| US |
|
Enact Holdings Inc
NASDAQ:ACT
|
5.6B USD |
55%
|
|
| US |
|
Axos Financial Inc
NYSE:AX
|
5B USD |
34%
|
|
| US |
|
Radian Group Inc
NYSE:RDN
|
4.7B USD |
46%
|
PennyMac Financial Services Inc
Glance View
PennyMac Financial Services Inc., founded in 2008 amidst the turbulence of the global financial crisis, carved its path by capitalizing on the growing demand for mortgage-related services. Initially conceived as a counter-cyclical play, the company focused on investments in distressed mortgage assets as traditional lending tightened. Over time, it transformed into a comprehensive mortgage services firm, offering a spectrum of solutions across the home loan lifecycle. PennyMac operates through three segments: Production, Servicing, and Investment Management. The Production segment is the linchpin, engaging in the origination, acquisition, and sale of mortgage loans. It thrives on its ability to leverage sophisticated technology platforms and robust relationships with a network of brokers and consumers to capture market share in both thrift originations and correspondent lending. As PennyMac's mortgage portfolio swells, its Servicing segment kicks into high gear, generating recurring revenue by managing payments, delinquencies, and refinancings. This segment benefits from economies of scale and efficiency, stabilizing revenues even in fluctuating interest rate environments. Investment Management, albeit a smaller contributor, plays a strategic role, managing mortgage-related assets on behalf of institutional investors, thereby garnering fees and enhancing the firm's competitiveness. By intertwining these segments, PennyMac Financial Services has created a synergistic business model that not only drives profits but also propels growth and stability amidst an ever-evolving mortgage market landscape.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on PennyMac Financial Services Inc's most recent financial statements, the company has Net Margin of 14.6%.
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