PennyMac Financial Services Inc
NYSE:PFSI
Operating Margin
PennyMac Financial Services Inc
Operating Margin represents how efficiently a company is able to generate profit through its core operations.
Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.
Operating Margin Across Competitors
| Country | Company | Market Cap |
Operating Margin |
||
|---|---|---|---|---|---|
| US |
|
PennyMac Financial Services Inc
NYSE:PFSI
|
4.9B USD |
18%
|
|
| US |
|
Rocket Companies Inc
NYSE:RKT
|
30.3B USD |
16%
|
|
| US |
|
Mr Cooper Group Inc
NASDAQ:COOP
|
10.2B USD |
37%
|
|
| US |
|
Federal National Mortgage Association
OTC:FNMA
|
9.9B USD |
13%
|
|
| US |
|
UWM Holdings Corp
NYSE:UWMC
|
6.7B USD |
48%
|
|
| US |
|
ESSA Bancorp Inc
NASDAQ:ESSA
|
6.3B USD |
0%
|
|
| US |
|
MGIC Investment Corp
NYSE:MTG
|
6.2B USD |
84%
|
|
| BM |
|
Essent Group Ltd
NYSE:ESNT
|
5.8B USD |
70%
|
|
| US |
|
Enact Holdings Inc
NASDAQ:ACT
|
5.3B USD |
77%
|
|
| US |
|
Axos Financial Inc
NYSE:AX
|
4.9B USD |
0%
|
|
| US |
|
Radian Group Inc
NYSE:RDN
|
4.8B USD |
69%
|
PennyMac Financial Services Inc
Glance View
PennyMac Financial Services Inc., founded in 2008 amidst the turbulence of the global financial crisis, carved its path by capitalizing on the growing demand for mortgage-related services. Initially conceived as a counter-cyclical play, the company focused on investments in distressed mortgage assets as traditional lending tightened. Over time, it transformed into a comprehensive mortgage services firm, offering a spectrum of solutions across the home loan lifecycle. PennyMac operates through three segments: Production, Servicing, and Investment Management. The Production segment is the linchpin, engaging in the origination, acquisition, and sale of mortgage loans. It thrives on its ability to leverage sophisticated technology platforms and robust relationships with a network of brokers and consumers to capture market share in both thrift originations and correspondent lending. As PennyMac's mortgage portfolio swells, its Servicing segment kicks into high gear, generating recurring revenue by managing payments, delinquencies, and refinancings. This segment benefits from economies of scale and efficiency, stabilizing revenues even in fluctuating interest rate environments. Investment Management, albeit a smaller contributor, plays a strategic role, managing mortgage-related assets on behalf of institutional investors, thereby garnering fees and enhancing the firm's competitiveness. By intertwining these segments, PennyMac Financial Services has created a synergistic business model that not only drives profits but also propels growth and stability amidst an ever-evolving mortgage market landscape.
See Also
Operating Margin represents how efficiently a company is able to generate profit through its core operations.
Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.
Based on PennyMac Financial Services Inc's most recent financial statements, the company has Operating Margin of 17.9%.
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