Radian Group Inc
NYSE:RDN
Income Statement
Income Statement
Radian Group Inc
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Gross Premiums Earned |
788
|
794
|
784
|
868
|
927
|
984
|
1 061
|
1 071
|
1 076
|
1 074
|
1 062
|
1 076
|
1 094
|
1 100
|
1 097
|
1 089
|
1 091
|
1 107
|
1 128
|
1 148
|
1 163
|
1 184
|
1 234
|
1 262
|
1 303
|
1 316
|
1 256
|
1 252
|
1 224
|
1 210
|
1 216
|
1 183
|
1 166
|
1 155
|
1 152
|
1 125
|
1 076
|
1 037
|
982
|
974
|
972
|
|
Revenue |
750
N/A
|
966
+29%
|
1 013
+5%
|
993
-2%
|
1 073
+8%
|
1 105
+3%
|
1 188
+8%
|
1 214
+2%
|
1 193
-2%
|
1 216
+2%
|
1 215
0%
|
1 239
+2%
|
1 239
0%
|
1 214
-2%
|
1 187
-2%
|
1 178
-1%
|
1 222
+4%
|
1 225
+0%
|
1 241
+1%
|
1 260
+1%
|
1 273
+1%
|
1 345
+6%
|
1 421
+6%
|
1 470
+3%
|
1 527
+4%
|
1 492
-2%
|
1 462
-2%
|
1 457
0%
|
1 439
-1%
|
1 438
0%
|
1 411
-2%
|
1 361
-4%
|
1 330
-2%
|
1 294
-3%
|
1 244
-4%
|
1 214
-2%
|
1 191
-2%
|
1 208
+1%
|
1 212
+0%
|
1 229
+1%
|
1 241
+1%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(849)
|
(731)
|
(651)
|
(587)
|
(575)
|
(593)
|
(595)
|
(623)
|
(570)
|
(575)
|
(590)
|
(586)
|
(599)
|
(619)
|
(606)
|
(585)
|
(559)
|
(539)
|
(525)
|
(515)
|
(516)
|
(520)
|
(551)
|
(568)
|
(587)
|
(598)
|
(834)
|
(883)
|
(880)
|
(891)
|
(618)
|
(568)
|
(477)
|
(368)
|
(259)
|
(135)
|
(139)
|
(186)
|
(264)
|
(333)
|
(361)
|
|
Depreciation & Amortization |
0
|
0
|
0
|
(3)
|
(9)
|
(12)
|
(15)
|
(15)
|
(13)
|
(13)
|
(13)
|
(13)
|
(13)
|
(13)
|
(29)
|
(28)
|
(28)
|
(27)
|
(11)
|
(12)
|
(12)
|
(12)
|
(11)
|
(10)
|
(22)
|
(21)
|
(20)
|
(19)
|
(5)
|
(5)
|
(5)
|
(5)
|
(3)
|
(3)
|
(3)
|
(4)
|
(4)
|
(5)
|
(5)
|
(6)
|
(5)
|
|
Benefits Claims Loss Adjustment |
(29)
|
(19)
|
(14)
|
(22)
|
(24)
|
(25)
|
(25)
|
(24)
|
(22)
|
(21)
|
(20)
|
(23)
|
(24)
|
(24)
|
(25)
|
(24)
|
(24)
|
(25)
|
(25)
|
(25)
|
(25)
|
(24)
|
(24)
|
(25)
|
(25)
|
(27)
|
(27)
|
(30)
|
(31)
|
(33)
|
(31)
|
(29)
|
(29)
|
(27)
|
(28)
|
(25)
|
(24)
|
(24)
|
(23)
|
(24)
|
(25)
|
|
Other Operating Expenses |
(820)
|
(712)
|
(636)
|
(562)
|
(542)
|
(556)
|
(554)
|
(585)
|
(535)
|
(540)
|
(557)
|
(550)
|
(562)
|
(582)
|
(553)
|
(533)
|
(507)
|
(487)
|
(489)
|
(479)
|
(478)
|
(484)
|
(515)
|
(533)
|
(539)
|
(550)
|
(787)
|
(834)
|
(844)
|
(854)
|
(582)
|
(534)
|
(445)
|
(338)
|
(227)
|
(106)
|
(110)
|
(157)
|
(236)
|
(303)
|
(330)
|
|
Operating Income |
(99)
N/A
|
235
N/A
|
362
+54%
|
405
+12%
|
498
+23%
|
512
+3%
|
594
+16%
|
590
-1%
|
623
+6%
|
641
+3%
|
626
-2%
|
653
+4%
|
640
-2%
|
596
-7%
|
581
-3%
|
593
+2%
|
663
+12%
|
686
+3%
|
716
+4%
|
745
+4%
|
757
+2%
|
826
+9%
|
870
+5%
|
902
+4%
|
940
+4%
|
895
-5%
|
628
-30%
|
574
-9%
|
558
-3%
|
547
-2%
|
793
+45%
|
793
+0%
|
853
+8%
|
926
+9%
|
985
+6%
|
1 079
+10%
|
1 052
-3%
|
1 023
-3%
|
948
-7%
|
896
-5%
|
880
-2%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
(75)
|
(79)
|
(82)
|
(86)
|
(91)
|
(95)
|
(97)
|
(94)
|
(91)
|
(88)
|
(86)
|
(85)
|
(81)
|
(76)
|
(69)
|
(65)
|
(63)
|
(62)
|
(61)
|
(61)
|
(62)
|
(62)
|
(62)
|
(60)
|
(56)
|
(53)
|
(55)
|
(62)
|
(71)
|
(80)
|
(84)
|
(84)
|
(84)
|
(84)
|
(84)
|
(84)
|
(84)
|
(86)
|
(88)
|
(91)
|
(90)
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
(92)
|
(92)
|
(94)
|
(150)
|
(60)
|
(77)
|
(75)
|
(24)
|
(208)
|
(248)
|
(253)
|
(249)
|
(65)
|
(11)
|
(12)
|
(6)
|
(21)
|
(23)
|
(35)
|
(28)
|
(11)
|
(6)
|
(8)
|
(8)
|
(12)
|
(11)
|
(4)
|
(4)
|
1
|
1
|
(15)
|
(14)
|
(15)
|
(14)
|
(23)
|
|
Pre-Tax Income |
(173)
N/A
|
156
N/A
|
280
+80%
|
319
+14%
|
407
+28%
|
418
+3%
|
405
-3%
|
404
0%
|
438
+8%
|
403
-8%
|
479
+19%
|
491
+2%
|
484
-1%
|
496
+3%
|
304
-39%
|
280
-8%
|
347
+24%
|
374
+8%
|
591
+58%
|
672
+14%
|
684
+2%
|
758
+11%
|
787
+4%
|
820
+4%
|
849
+4%
|
814
-4%
|
562
-31%
|
506
-10%
|
479
-5%
|
459
-4%
|
697
+52%
|
698
+0%
|
765
+10%
|
838
+10%
|
902
+8%
|
996
+10%
|
953
-4%
|
923
-3%
|
845
-8%
|
791
-6%
|
767
-3%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
31
|
36
|
48
|
47
|
852
|
788
|
742
|
681
|
(156)
|
(147)
|
(170)
|
(169)
|
(175)
|
(177)
|
(111)
|
(105)
|
(123)
|
(113)
|
(93)
|
(97)
|
(78)
|
(95)
|
(167)
|
(169)
|
(177)
|
(172)
|
(117)
|
(99)
|
(86)
|
(81)
|
(133)
|
(142)
|
(164)
|
(182)
|
(200)
|
(222)
|
(210)
|
(203)
|
(181)
|
(168)
|
(164)
|
|
Income from Continuing Operations |
(142)
|
192
|
328
|
366
|
1 260
|
1 205
|
1 147
|
1 085
|
282
|
256
|
309
|
322
|
308
|
319
|
193
|
175
|
224
|
262
|
498
|
576
|
606
|
663
|
620
|
651
|
672
|
642
|
445
|
407
|
394
|
379
|
564
|
555
|
601
|
656
|
702
|
774
|
743
|
720
|
664
|
623
|
603
|
|
Net Income (Common) |
(197)
N/A
|
193
N/A
|
401
+108%
|
568
+41%
|
960
+69%
|
849
-12%
|
724
-15%
|
641
-12%
|
287
-55%
|
261
-9%
|
309
+18%
|
322
+4%
|
308
-4%
|
319
+3%
|
193
-39%
|
175
-9%
|
121
-31%
|
159
+31%
|
395
+148%
|
473
+20%
|
606
+28%
|
663
+9%
|
620
-6%
|
651
+5%
|
672
+3%
|
642
-5%
|
445
-31%
|
407
-9%
|
394
-3%
|
379
-4%
|
564
+49%
|
555
-2%
|
601
+8%
|
656
+9%
|
702
+7%
|
774
+10%
|
743
-4%
|
720
-3%
|
664
-8%
|
623
-6%
|
603
-3%
|
|
EPS (Diluted) |
-1.13
N/A
|
0.86
N/A
|
1.73
+101%
|
2.38
+38%
|
4.1
+72%
|
3.49
-15%
|
2.93
-16%
|
2.55
-13%
|
1.16
-55%
|
1.08
-7%
|
1.36
+26%
|
1.42
+4%
|
1.34
-6%
|
1.42
+6%
|
0.89
-37%
|
0.79
-11%
|
0.54
-32%
|
0.72
+33%
|
1.81
+151%
|
2.17
+20%
|
2.77
+28%
|
3.04
+10%
|
2.9
-5%
|
3.11
+7%
|
3.2
+3%
|
3.18
-1%
|
2.3
-28%
|
2.09
-9%
|
2
-4%
|
1.95
-3%
|
2.9
+49%
|
2.95
+2%
|
3.16
+7%
|
3.66
+16%
|
4
+9%
|
4.69
+17%
|
4.35
-7%
|
4.45
+2%
|
4.13
-7%
|
3.88
-6%
|
3.77
-3%
|