` EBMT (Eagle Bancorp Montana Inc) vs MTB (M&T Bank Corp) Comparison - Alpha Spread

EBMT
vs
MTB

Over the past 12 months, EBMT has underperformed MTB, delivering a return of +27% compared to the MTB's +29% growth.

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EBMT
MTB
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

EBMT Intrinsic Value
24.42 USD
Undervaluation 29%
Intrinsic Value
Price
MTB Intrinsic Value
248.95 USD
Undervaluation 19%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Eagle Bancorp Montana Inc
NASDAQ:EBMT
17.29 USD
M&T Bank Corp
NYSE:MTB
201.91 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
EBMT vs MTB

EBMT
MTB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Eagle Bancorp Montana Inc
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
EBMT vs MTB

EBMT
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Eagle Bancorp Montana Inc
NASDAQ:EBMT
FCF is not applicable for financial companies
M&T Bank Corp
NYSE:MTB
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

EBMT
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Eagle Bancorp Montana Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Operating Margin

EBMT
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Eagle Bancorp Montana Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Net Margin

EBMT
13.4%
MTB
26.7%

FCF Margin

EBMT
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Eagle Bancorp Montana Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROE

EBMT
6.4%
MTB
8.9%

ROA

EBMT
0.5%
MTB
1.2%

ROIC

EBMT
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Eagle Bancorp Montana Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROCE

EBMT
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Eagle Bancorp Montana Inc
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
EBMT vs MTB

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Performance Gap
EBMT vs MTB

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EBMT
MTB
Difference
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Performance By Year
EBMT vs MTB

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EBMT
MTB
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