` Comparison: PAYS, V - Alpha Spread

PAYS
vs
V

Over the past 12 months, PAYS has significantly outperformed V, delivering a return of +73% compared to the V's +10% growth.

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PAYS
V
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Valuation Comparison

PAYS Intrinsic Value
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V Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Paysign Inc
NASDAQ:PAYS
5.49 USD
Visa Inc
NYSE:V
347.83 USD
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
PAYS, V

PAYS
V
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Paysign Inc
Revenue
Visa Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PAYS, V

PAYS
V
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Paysign Inc
NASDAQ:PAYS
Visa Inc
NYSE:V
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What is Free Cash Flow?

Gross Margin

PAYS
59.8%
V
80.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Paysign Inc
Visa Inc

Operating Margin

PAYS
8%
V
66.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Paysign Inc
Visa Inc

Net Margin

PAYS
10.1%
V
49.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Paysign Inc
Visa Inc

FCF Margin

PAYS
13.1%
V
53.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Paysign Inc
Visa Inc

ROE

PAYS
20.2%
V
51.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Paysign Inc
Visa Inc

ROA

PAYS
4%
V
20.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Paysign Inc
Visa Inc

ROIC

PAYS
3.6%
V
27.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Paysign Inc
Visa Inc

ROCE

PAYS
13.5%
V
40.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Paysign Inc
Visa Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PAYS, V

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PAYS
V
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Performance Gap
PAYS, V

Performance Gap Between PAYS and V
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Performance By Year
PAYS, V

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PAYS
V
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