` Comparison: DFS, BAJFINANCE - Alpha Spread

DFS
vs
BAJFINANCE

Over the past 12 months, DFS has underperformed BAJFINANCE, delivering a return of +14% compared to the BAJFINANCE's +54% growth.

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DFS
BAJFINANCE
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Stocks Compared:
DFS BAJFINANCE
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Valuation Comparison

DFS Intrinsic Value
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BAJFINANCE Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Discover Financial Services
NYSE:DFS
200.05 USD
Bajaj Finance Ltd
NSE:BAJFINANCE
1 026.4 INR
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Growth Comparison

Growth Over Time
DFS, BAJFINANCE

DFS
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
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Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
DFS, BAJFINANCE

DFS
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
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NYSE:DFS
FCF is not applicable for financial companies
Bajaj Finance Ltd
NSE:BAJFINANCE
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Gross Margin

DFS
BAJFINANCE
60.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Discover Financial Services
Not applicable for financial companies
Bajaj Finance Ltd

Operating Margin

DFS
BAJFINANCE
43%
LTM 3Y Avg 5Y Avg 10Y Avg
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Bajaj Finance Ltd

Net Margin

DFS
24.9%
BAJFINANCE
24.2%

FCF Margin

DFS
BAJFINANCE
-87.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Discover Financial Services
Not applicable for financial companies
Bajaj Finance Ltd

ROE

DFS
32.8%
BAJFINANCE
19.3%

ROA

DFS
3.7%
BAJFINANCE
3.9%

ROIC

DFS
BAJFINANCE
5.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Discover Financial Services
Not applicable for financial companies
Bajaj Finance Ltd

ROCE

DFS
BAJFINANCE
8.3%
LTM 3Y Avg 5Y Avg 10Y Avg
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Not applicable for financial companies
Bajaj Finance Ltd

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
DFS, BAJFINANCE

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DFS
BAJFINANCE
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Performance Gap
DFS, BAJFINANCE

Performance Gap Between DFS and BAJFINANCE
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Performance By Year
DFS, BAJFINANCE

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DFS
BAJFINANCE
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