First Bancorp (North Carolina)
NASDAQ:FBNC

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First Bancorp (North Carolina) Logo
First Bancorp (North Carolina)
NASDAQ:FBNC
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Price: 53.47 USD 0.21% Market Closed
Market Cap: 2.2B USD
Financials Section:
Income Statement Balance Sheet Cash Flow Statement

Income Statement

Net Interest Income
+
3Y
+21%
5Y
+76%
10Y
+216%
Non Interest Income
+
3Y
-
5Y
-
10Y
-
Net Income
+
3Y
-17%
5Y
+26%
10Y
+270%

Income Statement
First Bancorp (North Carolina)

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Income Statement
Currency: USD
Dec-2001 Mar-2002 Jun-2002 Sep-2002 Dec-2002 Mar-2003 Jun-2003 Sep-2003 Dec-2003 Mar-2004 Jun-2004 Sep-2004 Dec-2004 Mar-2005 Jun-2005 Sep-2005 Dec-2005 Mar-2006 Jun-2006 Sep-2006 Dec-2006 Mar-2007 Jun-2007 Sep-2007 Dec-2007 Mar-2008 Jun-2008 Sep-2008 Dec-2008 Mar-2009 Jun-2009 Sep-2009 Dec-2009 Mar-2010 Jun-2010 Sep-2010 Dec-2010 Mar-2011 Jun-2011 Sep-2011 Dec-2011 Mar-2012 Jun-2012 Sep-2012 Dec-2012 Mar-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015 Jun-2015 Sep-2015 Dec-2015 Mar-2016 Jun-2016 Sep-2016 Dec-2016 Mar-2017 Jun-2017 Sep-2017 Dec-2017 Mar-2018 Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023 Dec-2023 Mar-2024 Jun-2024 Sep-2024 Dec-2024 Mar-2025 Jun-2025 Sep-2025
Revenue
Net Interest Income
41
43
45
47
49
51
53
54
56
57
58
60
61
63
65
67
69
70
72
73
75
76
77
78
79
80
82
85
87
89
91
99
107
116
124
125
127
129
132
134
132
132
131
132
135
135
138
137
137
140
138
136
132
126
122
121
120
120
122
122
123
128
136
147
165
181
192
202
207
210
213
215
216
218
216
217
218
219
225
229
246
268
288
314
325
341
349
349
347
333
407
405
332
425
361
381
Interest Income
77
77
75
74
73
74
74
74
75
76
77
79
82
85
90
96
101
107
114
122
129
136
142
146
149
150
150
150
148
146
145
150
156
162
166
161
159
158
159
159
156
154
151
150
153
151
152
149
148
150
148
145
140
134
129
128
127
127
129
130
131
136
145
158
177
196
210
223
231
238
244
248
250
250
245
241
238
234
237
239
256
277
296
324
341
379
420
455
489
498
506
513
519
525
533
546
Interest Expense
36
33
30
27
24
22
21
20
19
18
18
19
20
22
25
29
33
37
42
48
55
61
65
68
70
70
68
65
61
57
54
52
49
46
42
37
32
29
27
25
24
22
20
19
17
16
14
13
11
10
9
9
8
8
7
7
7
7
7
7
8
8
9
10
13
15
18
21
24
28
31
33
34
33
29
25
20
15
12
11
10
9
9
10
16
39
71
107
142
165
226
235
187
227
172
165
Non Interest Income
10
11
11
12
12
13
13
14
15
15
15
16
16
16
16
15
15
15
15
14
14
15
16
18
17
20
20
21
21
20
88
88
90
91
22
21
29
38
38
38
26
17
14
13
1
3
6
9
24
17
17
16
14
19
19
18
19
19
20
22
26
30
36
44
49
55
59
62
59
57
57
57
60
58
69
75
81
88
84
79
74
72
68
69
68
62
59
58
57
57
70
69
18
31
18
(9)
Revenue
51
N/A
54
+6%
57
+5%
59
+4%
61
+4%
64
+4%
66
+3%
68
+3%
71
+4%
72
+2%
74
+2%
76
+3%
77
+2%
79
+2%
80
+2%
82
+2%
84
+2%
86
+2%
87
+2%
87
+0%
89
+2%
90
+1%
93
+3%
96
+3%
97
+1%
100
+3%
102
+2%
106
+4%
107
+2%
109
+2%
179
+64%
187
+4%
197
+5%
207
+5%
146
-29%
145
-1%
157
+8%
166
+6%
170
+2%
172
+1%
158
-8%
149
-6%
145
-3%
145
+0%
137
-6%
138
+1%
144
+4%
146
+1%
160
+10%
157
-2%
156
-1%
152
-2%
146
-4%
144
-1%
140
-3%
138
-1%
139
+0%
140
+1%
142
+2%
144
+1%
149
+3%
158
+6%
172
+9%
191
+11%
214
+12%
236
+10%
252
+6%
265
+5%
266
+1%
268
+0%
270
+1%
273
+1%
276
+1%
276
+0%
285
+3%
292
+2%
299
+3%
307
+3%
308
+0%
307
0%
320
+4%
340
+6%
356
+5%
383
+8%
393
+3%
403
+3%
408
+1%
406
-1%
404
0%
390
-3%
477
+22%
474
-1%
350
-26%
456
+30%
379
-17%
372
-2%
Pre-Tax Income
Loan Loss Provision
(1)
(1)
(2)
(2)
(3)
(3)
(2)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(3)
(4)
(5)
(5)
(5)
(5)
(5)
(5)
(6)
(6)
(8)
(10)
(13)
(15)
(17)
(20)
(23)
(27)
(31)
(55)
(58)
(61)
(62)
(41)
(52)
(47)
(45)
(80)
(69)
(68)
(66)
(31)
(23)
(21)
(18)
(10)
(7)
(4)
(1)
1
0
1
0
0
(0)
(1)
(1)
(1)
4
4
4
4
(1)
(1)
0
(2)
(3)
(10)
(12)
(10)
0
(4)
(4)
(5)
(7)
(5)
(10)
(12)
(23)
(25)
(20)
(18)
(7)
(6)
(20)
(16)
(18)
(18)
(7)
Non Interest Expense
(29)
(30)
(31)
(32)
(32)
(34)
(35)
(36)
(38)
(40)
(41)
(43)
(44)
(45)
(46)
(47)
(48)
(49)
(50)
(52)
(53)
(55)
(56)
(56)
(56)
(58)
(60)
(61)
(62)
(64)
(67)
(72)
(79)
(85)
(88)
(88)
(87)
(90)
(91)
(94)
(96)
(96)
(96)
(96)
(97)
(96)
(99)
(99)
(97)
(97)
(96)
(98)
(97)
(97)
(97)
(96)
(98)
(99)
(101)
(104)
(107)
(114)
(123)
(130)
(146)
(157)
(160)
(165)
(157)
(152)
(153)
(153)
(157)
(162)
(173)
(180)
(186)
(182)
(172)
(165)
(194)
(206)
(214)
(223)
(195)
(218)
(230)
(244)
(254)
(239)
(295)
(293)
(236)
(294)
(235)
(235)
Pre-Tax Income
21
N/A
22
+6%
24
+6%
25
+6%
27
+6%
28
+5%
29
+4%
29
+2%
30
+2%
30
+0%
30
N/A
30
+0%
31
+1%
31
+2%
31
+1%
32
+3%
33
+2%
33
+2%
34
+1%
31
-7%
31
-2%
31
-1%
31
+3%
34
+8%
35
+3%
36
+3%
36
-1%
36
+2%
35
-3%
33
-7%
97
+198%
98
+0%
98
+0%
99
+1%
32
-68%
27
-13%
15
-45%
18
+21%
18
-2%
16
-11%
21
+35%
2
-89%
2
-38%
4
+173%
(40)
N/A
(27)
+33%
(23)
+14%
(19)
+18%
33
N/A
37
+12%
38
+4%
36
-6%
39
+6%
41
+5%
40
-2%
42
+6%
41
-2%
41
-1%
43
+5%
40
-7%
42
+6%
43
+3%
48
+12%
60
+24%
68
+12%
83
+22%
95
+15%
104
+9%
114
+9%
115
+1%
116
+1%
120
+3%
116
-3%
111
-5%
101
-9%
99
-2%
103
+4%
116
+13%
133
+14%
138
+4%
120
-13%
127
+6%
136
+7%
150
+10%
185
+24%
162
-13%
153
-5%
143
-7%
132
-7%
144
+9%
176
+22%
161
-9%
98
-39%
145
+48%
126
-13%
129
+3%
Net Income
Tax Provision
(7)
(8)
(8)
(9)
(9)
(10)
(10)
(10)
(11)
(11)
(11)
(11)
(10)
(11)
(11)
(18)
(17)
(17)
(17)
(10)
(11)
(11)
(12)
(13)
(13)
(14)
(13)
(14)
(13)
(12)
(38)
(38)
(38)
(38)
(11)
(10)
(5)
(6)
(6)
(5)
(7)
(0)
0
(1)
17
12
10
8
(12)
(14)
(14)
(13)
(14)
(14)
(14)
(15)
(14)
(14)
(15)
(14)
(15)
(15)
(17)
(20)
(23)
(25)
(26)
(25)
(24)
(24)
(24)
(25)
(24)
(23)
(21)
(21)
(22)
(25)
(28)
(29)
(25)
(26)
(27)
(31)
(38)
(34)
(32)
(30)
(28)
(30)
(37)
(33)
(22)
(32)
(29)
(31)
Income from Continuing Operations
14
15
15
16
17
18
19
19
19
20
20
20
20
20
20
14
16
16
17
22
19
19
20
21
22
22
22
23
22
21
60
60
60
61
20
17
10
12
12
11
14
2
2
4
(23)
(15)
(13)
(11)
21
23
24
24
25
26
26
27
27
27
28
26
28
28
32
40
45
58
69
78
89
91
92
95
92
88
80
79
82
92
104
109
96
101
109
119
147
128
121
113
104
114
139
128
76
113
97
99
Net Income (Common)
14
N/A
15
+7%
15
+6%
16
+6%
17
+6%
18
+5%
19
+3%
19
+2%
19
+2%
20
+1%
20
+1%
20
+1%
20
+2%
20
N/A
20
-1%
14
-30%
16
+15%
16
+2%
17
+1%
22
+31%
19
-11%
19
-1%
20
+3%
21
+7%
22
+3%
22
+3%
22
0%
23
+2%
22
-4%
20
-11%
58
+195%
57
-1%
56
-1%
57
+1%
16
-72%
13
-16%
6
-56%
8
+31%
8
-3%
4
-47%
8
+88%
(4)
N/A
(4)
-5%
1
N/A
(26)
N/A
(17)
+34%
(15)
+17%
(12)
+17%
20
N/A
23
+14%
24
+4%
23
-3%
24
+6%
26
+6%
25
-2%
27
+6%
26
-1%
27
+0%
28
+6%
26
-8%
27
+6%
28
+3%
32
+13%
40
+27%
46
+14%
59
+29%
71
+19%
80
+13%
89
+12%
91
+2%
92
+1%
95
+3%
92
-3%
88
-4%
80
-9%
78
-2%
81
+4%
91
+12%
104
+14%
108
+4%
95
-12%
101
+6%
108
+7%
118
+9%
146
+23%
127
-13%
120
-6%
112
-7%
103
-8%
113
+10%
138
+22%
127
-8%
76
-40%
112
+48%
97
-14%
98
+2%
EPS (Diluted)
0.98
N/A
1.03
+5%
1.08
+5%
1.15
+6%
1.23
+7%
1.25
+2%
1.32
+6%
1.34
+2%
1.35
+1%
1.36
+1%
1.36
N/A
1.37
+1%
1.4
+2%
1.4
N/A
1.38
-1%
0.97
-30%
1.12
+15%
1.13
+1%
1.14
+1%
1.49
+31%
1.34
-10%
1.33
-1%
1.37
+3%
1.47
+7%
1.51
+3%
1.55
+3%
1.35
-13%
1.38
+2%
1.37
-1%
1.18
-14%
3.47
+194%
3.39
-2%
3.37
-1%
3.38
+0%
0.94
-72%
0.79
-16%
0.35
-56%
0.47
+34%
0.46
-2%
0.25
-46%
0.44
+76%
-0.22
N/A
-0.23
-5%
0.03
N/A
-1.54
N/A
-0.85
+45%
-0.71
+16%
-0.59
+17%
0.98
N/A
1.11
+13%
1.15
+4%
1.11
-3%
1.18
+6%
1.24
+5%
1.22
-2%
1.29
+6%
1.29
N/A
1.28
-1%
1.36
+6%
1.25
-8%
1.32
+6%
1.27
-4%
1.28
+1%
1.63
+27%
1.81
+11%
2
+10%
2.38
+19%
2.68
+13%
3.01
+12%
3.06
+2%
3.09
+1%
3.19
+3%
3.09
-3%
3
-3%
2.72
-9%
2.7
-1%
2.8
+4%
3.18
+14%
3.64
+14%
3.79
+4%
3.17
-16%
2.83
-11%
3.03
+7%
3.33
+10%
4.1
+23%
3.09
-25%
2.88
-7%
2.72
-6%
2.51
-8%
2.75
+10%
3.34
+21%
3.07
-8%
1.83
-40%
2.71
+48%
2.34
-14%
2.38
+2%

See Also

Summary
FBNC intrinsic value, competitors valuation, and company profile.
DCF Valuation
FBNC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
FBNC stock valuation using valuation multiples.
Wall Street Estimates
FBNC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
FBNC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
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