Live Oak Bancshares Inc
NYSE:LOB
Net Margin
Live Oak Bancshares Inc
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| US |
L
|
Live Oak Bancshares Inc
NYSE:LOB
|
1.3B USD |
12%
|
|
| US |
|
PNC Financial Services Group Inc
NYSE:PNC
|
70.2B USD |
26%
|
|
| US |
|
Truist Financial Corp
NYSE:TFC
|
52.7B USD |
34%
|
|
| CN |
|
Bank of Jiangsu Co Ltd
SSE:600919
|
218B CNY |
36%
|
|
| US |
|
M&T Bank Corp
NYSE:MTB
|
30.1B USD |
27%
|
|
| US |
|
Fifth Third Bancorp
NASDAQ:FITB
|
26.3B USD |
25%
|
|
| US |
|
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
25.1B USD |
26%
|
|
| CN |
|
Bank of Ningbo Co Ltd
SZSE:002142
|
176.6B CNY |
36%
|
|
| US |
|
Huntington Bancshares Inc
NASDAQ:HBAN
|
23.1B USD |
25%
|
|
| JP |
|
Resona Holdings Inc
TSE:8308
|
3T JPY |
22%
|
|
| US |
|
Regions Financial Corp
NYSE:RF
|
20B USD |
27%
|
Live Oak Bancshares Inc
Glance View
Live Oak Bancshares Inc., founded in 2008 and headquartered in Wilmington, North Carolina, has carved a distinctive niche in the banking sector with its innovative approach to small business financing. At its core, Live Oak focuses on providing specialized lending services to small and medium-sized enterprises (SMEs) across a wide array of industries, including veterinary, dental, and healthcare practices, as well as independent pharmacies, and even wine and craft breweries. The bank has efficiently leveraged technology to streamline the lending process, employing a tech-savvy and customer-centric approach to address the specific needs of niche markets that are often underserved by traditional banks. This strategy has allowed Live Oak to expand its reach and build professional relationships with business owners across all 50 states, facilitating growth and sustainability for local ventures. Revenue generation for Live Oak primarily comes from interest earned on loans and a suite of financial services tailored to small business clients. The bank positions itself not just as a lender, but as a partner, offering extensive support services, including business advisory and management tools. Additionally, by participating actively in the Small Business Administration (SBA) loan programs, Live Oak Bancshares benefits from reduced risk and favorable funding conditions, ensuring steady revenue streams while supporting small business initiatives. Its technology-driven infrastructure minimizes operational costs and enhances efficiency, providing a competitive edge that allows higher return on investments and solidifies its reputation as a forward-thinking institution in the banking ecosystem. With a focus on adaptability and growth, Live Oak continues to thrive by aligning its financial products and services with the evolving demands of its client base.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Live Oak Bancshares Inc's most recent financial statements, the company has Net Margin of 11.7%.
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