` Comparison: LC, BAJFINANCE - Alpha Spread

LC
vs
BAJFINANCE

Over the past 12 months, LC has underperformed BAJFINANCE, delivering a return of +13% compared to the BAJFINANCE's +46% growth.

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LC
BAJFINANCE
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Stocks Compared:
LC BAJFINANCE
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Valuation Comparison

LC Intrinsic Value
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BAJFINANCE Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
LendingClub Corp
NYSE:LC
20.18 USD
Bajaj Finance Ltd
NSE:BAJFINANCE
1 017.3 INR
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Valuation Scenario:
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Growth Comparison

Growth Over Time
LC, BAJFINANCE

LC
BAJFINANCE
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
LendingClub Corp
Revenue
Bajaj Finance Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
LC, BAJFINANCE

LC
BAJFINANCE
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
LendingClub Corp
NYSE:LC
Bajaj Finance Ltd
NSE:BAJFINANCE
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What is Free Cash Flow?

Gross Margin

LC
0%
BAJFINANCE
60.5%
LTM 3Y Avg 5Y Avg 10Y Avg
LendingClub Corp
Bajaj Finance Ltd

Operating Margin

LC
14.5%
BAJFINANCE
43%
LTM 3Y Avg 5Y Avg 10Y Avg
LendingClub Corp
Bajaj Finance Ltd

Net Margin

LC
10.9%
BAJFINANCE
24.2%
LTM 3Y Avg 5Y Avg 10Y Avg
LendingClub Corp
Bajaj Finance Ltd

FCF Margin

LC
-226.5%
BAJFINANCE
-87.2%
LTM 3Y Avg 5Y Avg 10Y Avg
LendingClub Corp
Bajaj Finance Ltd

ROE

LC
7.4%
BAJFINANCE
19.3%
LTM 3Y Avg 5Y Avg 10Y Avg
LendingClub Corp
Bajaj Finance Ltd

ROA

LC
0.9%
BAJFINANCE
3.9%
LTM 3Y Avg 5Y Avg 10Y Avg
LendingClub Corp
Bajaj Finance Ltd

ROIC

LC
1%
BAJFINANCE
5.5%
LTM 3Y Avg 5Y Avg 10Y Avg
LendingClub Corp
Bajaj Finance Ltd

ROCE

LC
9.8%
BAJFINANCE
8.3%
LTM 3Y Avg 5Y Avg 10Y Avg
LendingClub Corp
Bajaj Finance Ltd

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
LC, BAJFINANCE

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LC
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
LC, BAJFINANCE

Performance Gap Between LC and BAJFINANCE
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Performance By Year
LC, BAJFINANCE

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LC
BAJFINANCE
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