SoFi Posts Strong Q2 Results and Raises 2025 Outlook Amid Rapid Growth
Jul 30, 2025
SoFi Technologies reported a strong second quarter, with revenue rising 43.7% compared to the same period last year. The company also announced that its profit for the quarter increased fivefold.
Membership at SoFi grew by 34% year-over-year, and customer deposits increased by 28.45%. The company also expanded its technology platform, signing Banco Nacion as a new Cyberbank client and planning for 10 new technology deals by early 2026.
Following these results, SoFi raised its financial guidance for 2025, now forecasting 30% revenue growth for the full year along with higher expected earnings.
Despite a recent 6% drop in its stock price due to a $1.5 billion stock sale, the company said this new capital will be used for future investment and growth. SoFi's shares have climbed significantly since April, reflecting investor confidence in its momentum.
Why did SoFi's stock price drop despite good results?
The stock price dropped by 6% because SoFi announced a $1.5 billion stock sale, which can sometimes temporarily lower share prices even when business results are strong.
What does raising financial guidance mean?
It means the company has updated its forecasts, expecting better revenue and earnings than previously predicted.
How is SoFi growing its business?
SoFi is adding more members, increasing customer deposits, expanding its technology services to other banks, and investing money raised from the stock sale into future growth.
Sources
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