SoFi Technologies Reports Record Loan Growth and Earnings Beat in Q2 2025
Jul 29, 2025
SoFi Technologies announced strong financial results for the second quarter of 2025. The company reported net revenue of $855 million, setting a new record for the organization.
During this quarter, SoFi originated a record number of loans and welcomed its highest-ever increase in new members and products. This performance led to a net income of $97 million for the period.
In addition to surpassing Wall Street’s earnings estimates, SoFi raised its full-year 2025 revenue guidance, reflecting optimism about continued growth. The company attributed its success to ongoing product innovation and efforts to build its brand.
SoFi's financial services business saw significant expansion, contributing to the strong quarterly results.
What does it mean that SoFi beat earnings estimates?
It means the company made more money than what analysts had predicted for this quarter.
Why is loan growth important for SoFi?
Growing loans means more business for SoFi, which can lead to higher revenue and profits.
What is 'raising full-year guidance'?
It means SoFi expects to make more money for the whole year than it previously thought, showing confidence in continued growth.
Sources
SOFI Off All-Time Highs Ahead of Earnings
SoFi Technologies (SOFI) has more than doubled off its 52-week lows in April and tends to show earnings that go above Wall Stret estimates. Rick Ducat analyzes the key levels investors should watch ahead of Tuesday's earnings to weigh if it can hit new all-time highs.
SoFi's stock rises as earnings bring surging loan growth and a number of records
Market Watch
Market Watch
SoFi originated a record amount of loans in the latest period while also hauling in a record number of new members.
SoFi Reports Second Quarter 2025, Accelerates Net Revenue Growth to Record $855...
Business Wire
Business Wire
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, reported financial results today for its second quarter ended June 30, 2025. “We had an excep...
SoFi Posts a Blockbuster Quarter. Why Its CEO Says Things Can Only Get Better.
Barrons
Barrons
SoFi reports strong growth across its business segments and boosts its full-year guidance again.
SoFi Scores Earnings, Revenue Beat Amid Expanding Financial Services
Investors Business Daily
Investors Business Daily
SoFi Technologies reported Q2 earnings that estimates. The company raised its full year 2025 revenue guidance.
SoFi Technologies, Inc. (SOFI) Q2 Earnings and Revenues Surpass Estimates
Zacks Investment Research
Zacks Investment Research
SoFi Technologies, Inc. (SOFI) came out with quarterly earnings of $0.08 per share, beating the Zacks Consensus Estimate of $0.06 per share. This compares to earnings of $0.01 per share a year ago.
SoFi stock soars after blockbuster Q2 earnings: why analysts are calling it a ‘t...
Invezz
Invezz
SoFi stock got a strong reaction from investors this morning, with shares climbing over 10% in premarket trading. The company's second-quarter results came in well above expectations, thanks in large part to a surge in loan originations and solid growth across its key business lines.
Buy Or Sell SOFI Stock At $24?
Forbes
Forbes
SoFi Technologies stock (NASDAQ:SOFI) surged 14% in early trading on Tuesday, July 29, after the announcement of strong Q2 earnings. The firm disclosed earnings of $0.08 per share on revenue of $855 million, considerably surpassing Wall Street's projections of $0.06 per share and $804 million, respe...
SoFi Technologies (SOFI) Reports Q2 Earnings: What Key Metrics Have to Say
Zacks Investment Research
Zacks Investment Research
Although the revenue and EPS for SoFi Technologies (SOFI) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
SoFi Technologies Stock Jumps on Q2 Results, Raised Outlook
Investopedia
Investopedia
SoFi Technologies (SOFI) shares are jumping 15% in intraday trading Tuesday after the personal finance tech firm posted better-than-estimated results and boosted its revenue and earnings outlook.
SoFi CEO Anthony Noto on Q2 earnings, share surge and crypto strategy
CNBC Television
CNBC Television
Anthony Noto, SoFi CEO, joins 'Money Movers' to discuss Q2 earnings as shares surge for the company, his crypto strategy and U.S. consumer health.
SoFi CEO Anthony Noto on the company's crypto strategy
CNBC Television
CNBC Television
SoFi's CEO Anthony Noto said Tuesday that recent tech IPOs and excitement around crypto have brought investors back to fintech, helping his company drive 44% year-over-year revenue growth and beating the "rule of 40."
Why SoFi Technologies Stock Soared Today
The Motley Fool
The Motley Fool
SoFi Technologies (SOFI 10.42%), the San Francisco fintech, soared 14% through 12:50 p.m. ET after beating on the top and bottom lines in its second-quarter earnings report this morning.
2 Fintech Stocks in Focus After Earnings
Schaeffers Research
Schaeffers Research
Fintech giants PayPal Holdings Inc (NASDAQ:PYPL) and SoFi Technologies Inc (NASDAQ:SOFI) are fresh off the earnings confessional.
SoFi Appeals to 'Overachievers,' CEO Says
Bloomberg Technology
Bloomberg Technology
SoFi CEO Anthony Noto says the company's investment in capital-light businesses has allowed it to boost revenue and offer more appealing products. Noto discusses the company's earnings with Caroline Hyde and Ed Ludlow on “Bloomberg Tech.
Stock Market Today: SoFi Rallies 6.6% on Strong Q2 Earnings Beat
The Motley Fool
The Motley Fool
SoFi Technologies (SOFI 6.57%) closed at $22.40, gaining 6.6% on Tuesday, July 29, following the morning release of a robust second-quarter earnings report that exceeded Wall Street expectations. The fintech platform reported Q2 revenue of $858 million, representing 44% year-over-year growth, while...
SoFi: Why It's Still Too Early To Take Profits After The Slam-Dunk Quarter?
Seeking Alpha
Seeking Alpha
SoFi Technologies, Inc. reported killer Q2 earnings, keeping up member and product growth and pushing the stock up as much as 15% during the day. The quarter was so good that SOFI investors are starting to think if it's time to take profits, and we think it's still too early. Members are expected to...
SoFi Stock Falls On $1.5 Billion Stock Sale Plan
Investors Business Daily
Investors Business Daily
SoFi stock tumbled late Tuesday after the fintech announced a $1.5 billion stock sale plan.
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