SoFi Technologies Stock Surges on Expanded Offerings and Policy Tailwinds
Jul 8, 2025
SoFi Technologies, a financial technology company known for its student loan refinancing services, has seen its stock price rise sharply in recent months. Shares of SoFi have returned about 35% since the start of the year and have nearly doubled in the past three months. The stock surged by 7% in early trading on Tuesday.
Several factors are driving this growth. SoFi recently expanded its product line to offer access to private market funds, allowing its members to invest in high-profile startups like OpenAI and SpaceX. This expansion goes beyond SoFi’s traditional loan and credit offerings.
The company is also benefiting from recent policy changes. Planned caps on federal student loans are expected to increase demand for private lending, which is a core area for SoFi. Additionally, positive regulatory developments in the cryptocurrency sector and the passing of the 'Big, Beautiful Bill Act,' which contains favorable student loan provisions, have contributed to the rally.
SoFi has reported strong financial results, including a significant profit increase. The company aims to diversify its business further and reduce reliance on lending by scaling its ecosystem and expanding its range of services.
Why is SoFi's stock price increasing?
The stock is rising due to new product offerings like private market funds, favorable policy changes in student loans, positive regulatory news around crypto, and strong financial results.
What are SoFi’s new private market funds?
These funds give SoFi members the chance to invest in large, well-known startups such as OpenAI and SpaceX, which are usually not accessible to most individual investors.
How do student loan policy changes affect SoFi?
Plans to limit some federal student loans may push more borrowers toward private lenders like SoFi, potentially increasing the company's business.
Is SoFi doing more than just loans now?
Yes, SoFi now offers a range of financial products, including access to investments in private companies, credit cards, and more.
Sources
Believe the Hype? Can SoFi Maintain Its 3-Month Rally?
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Originally a student loan refinancing outfit, SoFi Technologies Inc. NASDAQ: SOFI has expanded its offerings to include mortgage and personal lending, credit card products, and more. Shares of the popular fintech name have far outperformed the broader sector in recent months, returning about 35% yea...
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Invezz
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SoFi stock surged 7% in early trading on Tuesday after US President Donald Trump indicated plans to cap federal student loans. The move can impose stricter limits on graduate borrowing and is expected to funnel more students toward private lenders, directly benefiting SoFi's core business.
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SoFi Stock Jumps As Fintech Firm Expands Private Market Offerings For Members
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SoFi Technologies (SOFI) said Tuesday it's adding new private-market funds offering exposure to startups like OpenAI and SpaceX.
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5 Reasons to Buy SoFi Stock Like There's No Tomorrow
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SoFi Technologies (SOFI 1.43%) has been a rising star ever since it opened its virtual doors in 2011, and SoFi stock is up 223% over the past three years. It's growing at a rapid pace, and its all-digital financial services platform is quickly becoming a go-to banking choice for customers looking fo...
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