
BNP Paribas SA
PAR:BNP

NIM
Net Interest Margin
Net Interest Margin is a measure of the difference between interest paid and interest received, adjusted for the total amount of interest-generating assets held by the bank. A positive net interest margin indicates that the bank is efficiently investing, whereas a negative net interest margin implies inefficient investing.
NIM Across Competitors
Country | Company | Market Cap | NIM | ||
---|---|---|---|---|---|
FR |
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BNP Paribas SA
PAR:BNP
|
85.6B EUR |
5%
|
|
US |
![]() |
JPMorgan Chase & Co
NYSE:JPM
|
724.5B USD |
7%
|
|
ZA |
A
|
Absa Bank Ltd
JSE:ABSP
|
424.7B Zac |
4%
|
|
ZA |
C
|
Capitec Bank Holdings Ltd
JSE:CPI
|
397.8B Zac |
24%
|
|
ZA |
S
|
Standard Bank Group Ltd
JSE:SBK
|
373.2B Zac |
6%
|
|
CN |
![]() |
Industrial and Commercial Bank of China Ltd
SSE:601398
|
2.5T CNY |
2%
|
|
US |
![]() |
Bank of America Corp
NYSE:BAC
|
326.6B USD |
5%
|
|
CN |
![]() |
Agricultural Bank of China Ltd
SSE:601288
|
1.9T CNY |
2%
|
|
US |
![]() |
Wells Fargo & Co
NYSE:WFC
|
237.5B USD |
5%
|
|
CN |
![]() |
Bank of China Ltd
SSE:601988
|
1.6T CNY |
2%
|
|
CN |
![]() |
China Construction Bank Corp
SSE:601939
|
1.5T CNY |
2%
|
BNP Paribas SA
Glance View
BNP Paribas SA, born from the merger of Banque Nationale de Paris (BNP) and Paribas in 2000, stands as a formidable force in the global banking landscape. Rooted in the heart of Europe with a vast network stretching across the globe, BNP Paribas has deftly woven together traditional banking and modern financial services into a well-oiled machine. The bank operates through three main business areas: Domestic Markets, International Financial Services, and Corporate and Institutional Banking. Each division plays a crucial role in orchestrating BNP Paribas’s strategy, demonstrating its multifaceted approach to financial services. Domestic Markets focuses on retail and commercial banking within Europe, providing a robust base of stable revenue, while International Financial Services extends this reach to insurance and private banking, capturing business from a wide array of clients and geographies. The bank's strength lies in its diversified income streams, which safeguard it against volatile economic cycles. In its Corporate and Institutional Banking division, BNP Paribas caters to large corporations, institutional investors, and government entities, offering solutions from advisory to capital market services. The integration of technology and sustainability into their operations has been a significant part of their narrative, with digital banking platforms and green finance standing out as key areas of innovation and growth. By balancing its traditional roots with cutting-edge financial products, BNP Paribas not only generates revenue through interest income from loans and deposits but also through fees from asset management, transaction processing, and advisory services. This balanced portfolio and global positioning have made it resilient in navigating the ebbs and flows of the financial world, ensuring its place as a leading player in international banking.

See Also
Net Interest Margin is a measure of the difference between interest paid and interest received, adjusted for the total amount of interest-generating assets held by the bank. A positive net interest margin indicates that the bank is efficiently investing, whereas a negative net interest margin implies inefficient investing.
Based on BNP Paribas SA's most recent financial statements, the company has NIM of 5.1%.