
Encore Capital Group Inc
NASDAQ:ECPG

Operating Margin
Encore Capital Group Inc
Operating Margin represents how efficiently a company is able to generate profit through its core operations.
Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.
Operating Margin Across Competitors
Country | Company | Market Cap |
Operating Margin |
||
---|---|---|---|---|---|
US |
![]() |
Encore Capital Group Inc
NASDAQ:ECPG
|
910.3m USD |
14%
|
|
US |
![]() |
American Express Co
NYSE:AXP
|
213.5B USD |
18%
|
|
US |
![]() |
Capital One Financial Corp
NYSE:COF
|
139.6B USD |
0%
|
|
IN |
![]() |
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.9T INR |
43%
|
|
US |
![]() |
Discover Financial Services
NYSE:DFS
|
50.4B USD |
0%
|
|
US |
![]() |
Synchrony Financial
NYSE:SYF
|
27B USD |
0%
|
|
US |
![]() |
SoFi Technologies Inc
NASDAQ:SOFI
|
22.9B USD |
0%
|
|
KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
16.6B USD |
0%
|
|
IN |
![]() |
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.3T INR |
30%
|
|
IN |
![]() |
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.2T INR |
38%
|
|
US |
S
|
Santander Consumer USA Holdings Inc
F:77S
|
11.3B EUR |
52%
|
Encore Capital Group Inc
Glance View
Encore Capital Group Inc. stands as a prominent player in the realm of debt management and recovery, bringing a sophisticated approach to an industry often misunderstood. This publicly traded company has carved a niche for itself by purchasing portfolios of defaulted consumer receivables at a discount. These receivables, which encompass credit card debt, retail installments, auto loans, and more, are acquired from banks, telecommunication companies, and utilities. Encore leverages its proficiency in analytics-driven collections processes and legal collection channels to recover these debts over time. By deploying extensive data analysis and a keen understanding of consumer behavior, Encore manages to recoup amounts greater than the initial investment on these distressed debts, thus generating significant revenue. What truly sets Encore apart is its commitment to a disciplined, ethical, and customer-centric approach to debt recovery. The company works with consumers to establish affordable and personalized repayment plans, often providing a measure of relief to those facing financial hardships. Encore's operations are meticulously integrated, spanning across multiple continents, with subsidiaries like Midland Credit Management significantly enhancing its reach and operational capacity. Through its strategic investments in technology and adherence to regulatory standards, Encore Capital Group not only cultivates a path to financial recovery for its customers but also creates substantial shareholder value. By balancing profitability with empathy, the company reinforces its reputation as a leader in the financial services sector, constantly navigating the complexities of credit management with finesse and responsibility.

See Also
Operating Margin represents how efficiently a company is able to generate profit through its core operations.
Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.
Based on Encore Capital Group Inc's most recent financial statements, the company has Operating Margin of 14.1%.