Nu Holdings Ltd
BMV:NUN
Net Margin
Nu Holdings Ltd
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| KY |
|
Nu Holdings Ltd
BMV:NUN
|
1.2T MXN |
18%
|
|
| US |
|
JPMorgan Chase & Co
NYSE:JPM
|
797.9B USD |
32%
|
|
| ZA |
A
|
Absa Bank Ltd
JSE:ABSP
|
430.6B Zac |
17%
|
|
| ZA |
C
|
Capitec Bank Holdings Ltd
JSE:CPI
|
412.1B Zac |
25%
|
|
| ZA |
S
|
Standard Bank Group Ltd
JSE:SBK
|
375.9B Zac |
17%
|
|
| CN |
|
Industrial and Commercial Bank of China Ltd
SSE:601398
|
2.7T CNY |
41%
|
|
| US |
|
Bank of America Corp
NYSE:BAC
|
356.2B USD |
7%
|
|
| CN |
|
Agricultural Bank of China Ltd
SSE:601288
|
2.1T CNY |
36%
|
|
| US |
|
Wells Fargo & Co
NYSE:WFC
|
259.3B USD |
23%
|
|
| CN |
|
Bank of China Ltd
SSE:601988
|
1.6T CNY |
33%
|
|
| CN |
|
China Construction Bank Corp
SSE:601939
|
1.6T CNY |
43%
|
Nu Holdings Ltd
Glance View
Emerging from the vibrant entrepreneurial landscape of Brazil, Nu Holdings Ltd., popularly known as Nubank, has carved out its place as a digital banking pioneer in Latin America. Founded in 2013 by David Vélez, Cristina Junqueira, and Edward Wible, Nubank embarked on a mission to revolutionize banking for millions burdened by cumbersome and time-consuming financial processes. As financial services in Brazil were traditionally dominated by a few major players, customers often faced high fees and complex procedures. Nubank chose to disrupt this status quo by introducing a user-friendly, fee-free credit card fully manageable via a mobile app, signaling a shift towards seamless, digital-first banking. The company attracted a significant user base swiftly by providing technology-driven solutions and unparalleled customer service, helping individuals navigate their financial lives with unprecedented ease. Nu Holdings’ business model thrives on leveraging technology to offer accessible financial products, generating revenue predominantly from interchange fees—the small percentage paid by merchants on credit card transactions—and interest from customer balances. As its products expanded beyond credit cards to include personal loans and savings accounts, Nubank succeeded in monetizing a larger share of its rapidly growing user base while maintaining little to no fees for customers. The company further distinguishes itself with a highly data-driven approach, using customer behavior insights to enhance their algorithms and service offerings. Additionally, by operating with minimal physical infrastructure, Nubank cuts substantial overhead costs, reaping benefits from the efficiencies inherent in its digital-native structure. With such innovations, Nubank continues to challenge conventional banking, ushering in new opportunities for financial inclusion across Latin America.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Nu Holdings Ltd's most recent financial statements, the company has Net Margin of 17.9%.
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