Kaspi.kz AO
NASDAQ:KSPI
Net Margin
Kaspi.kz AO
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
15.9B USD |
48%
|
|
US |
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American Express Co
NYSE:AXP
|
212.8B USD |
13%
|
|
US |
![]() |
Capital One Financial Corp
NYSE:COF
|
137.8B USD |
-1%
|
|
IN |
![]() |
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.5T INR |
24%
|
|
US |
![]() |
Discover Financial Services
NYSE:DFS
|
50.4B USD |
25%
|
|
US |
![]() |
Synchrony Financial
NYSE:SYF
|
26.4B USD |
17%
|
|
US |
![]() |
SoFi Technologies Inc
NASDAQ:SOFI
|
24.1B USD |
17%
|
|
IN |
![]() |
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.2T INR |
17%
|
|
IN |
![]() |
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.2T INR |
22%
|
|
US |
S
|
Santander Consumer USA Holdings Inc
F:77S
|
11.3B EUR |
40%
|
|
IN |
![]() |
Muthoot Finance Ltd
NSE:MUTHOOTFIN
|
1.1T INR |
27%
|
Kaspi.kz AO
Glance View
Kaspi.kz AO has masterfully positioned itself at the heart of Kazakhstan's fintech renaissance, emerging as a powerhouse in the realm of digital finance and e-commerce. Founded initially as a traditional bank, Kaspi has transformed into a multifaceted technology platform that seamlessly integrates financial services, marketplace offerings, and payment systems under one digital roof. The company cleverly taps into the needs of a burgeoning digital economy, providing consumers with a comprehensive suite of services that includes lending, payments, and online shopping – all accessible through its centralized super app. This approach not only addresses the daily financial needs of consumers with an unmatched ease of access but also creates a well-rounded ecosystem that links spending, saving, and shopping in a frictionless loop. The engine behind Kaspi.kz's thriving business lies in its ability to generate revenue through a blend of transaction fees, commission from marketplace sales, and interest income from financial products. Kaspi Pay, their digital wallet and payment system, collects transaction fees whenever users make payments or transfers, while their marketplace capitalizes on the increased trend toward online shopping by earning commissions on the platform's sales. Furthermore, the financial services arm of the company, including lending operations, generates interest and fees from credit products offered to both retail and business customers, ensuring a steady stream of income. This synergistic business model, underpinned by robust technology and an acute understanding of consumer behavior, allows Kaspi.kz to harness the vast potential of Kazakhstan's digital transformation while setting the stage for regional expansion.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Kaspi.kz AO's most recent financial statements, the company has Net Margin of 48.5%.