
PROG Holdings Inc
NYSE:PRG

Net Margin
PROG Holdings Inc
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
US |
![]() |
PROG Holdings Inc
NYSE:PRG
|
1.3B USD |
8%
|
|
US |
![]() |
American Express Co
NYSE:AXP
|
216.9B USD |
13%
|
|
US |
![]() |
Capital One Financial Corp
NYSE:COF
|
136.1B USD |
-1%
|
|
IN |
![]() |
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.7T INR |
24%
|
|
US |
![]() |
Discover Financial Services
NYSE:DFS
|
50.4B USD |
25%
|
|
US |
![]() |
Synchrony Financial
NYSE:SYF
|
27.1B USD |
17%
|
|
US |
![]() |
SoFi Technologies Inc
NASDAQ:SOFI
|
23.4B USD |
17%
|
|
KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
16.2B USD |
48%
|
|
IN |
![]() |
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.3T INR |
17%
|
|
IN |
![]() |
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.2T INR |
23%
|
|
US |
S
|
Santander Consumer USA Holdings Inc
F:77S
|
11.3B EUR |
40%
|
PROG Holdings Inc
Glance View
PROG Holdings Inc. has crafted a business model centered around empowering consumers by offering flexible financial solutions without the traditional constraints of credit. At its core is Progressive Leasing, the company's largest segment, which specializes in offering lease-to-own purchase options for customers who may not have access to traditional financing. This service is particularly popular with major retail partners, including furniture and electronics stores, allowing them to reach a broader customer base. By providing a path to ownership over time, PROG Holdings helps consumers acquire necessary items like appliances, electronics, and furniture, while simultaneously driving sales for its retail partners. The company's revenue is generated principally through rental payments from its customers, offering a financial service that aligns the interests of the retailer, consumer, and PROG Holdings itself. In addition to Progressive Leasing, PROG Holdings Inc. fosters a holistic approach through Vive Financial, its second growth engine. Vive Financial extends its reach by providing a range of credit products to consumers that bolster the entire purchase journey—beyond what traditional credit cards offer. This dual approach allows PROG Holdings to tap into varied market segments, thereby cushioning the company from economic fluctuations and keeping its pipeline diversified. By integrating data and technology, PROG Holdings enhances decision-making and risk assessment, maintaining a robust framework that has evolved with shifting market demands. The company capitalizes on both in-store and online retail ecosystems, capitalizing on consumer trends and preferences, which drives its financial performance and strengthens its market position in the dynamic world of consumer finance.

See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on PROG Holdings Inc's most recent financial statements, the company has Net Margin of 8.4%.